How to Adjust Liability Insurance Claims

“Adjusting Liability Claims” a YouTube video Available at Video link https://youtu.be/eBX6IQl8KEc

Adjusting liability insurance claims requires skill, patience, knowledge of insurance, basic knowledge of tort and contract law, and knowledge and experience as an investigator. The liability claims adjuster is faced with the following basic obligations:

1. To understand the law of torts as applied in the state where the adjuster works.

2. To understand the law of contracts as applied in the state where the adjuster works.

3. To understand sufficient

medical terminology to be able to evaluate claims of injury.

4. To understand the costs to repair or replace damaged real or personal property.

5. To understand how to read and apply the terms and conditions of a liability insurance policy.

Much to the chagrin of insurance claims professionals, some modern insurance companies simply hire a person to be an adjuster, provide no training, and send them out to deal with the public with only the assistance of a claims supervisor who may only have two years-experience.

This Compact Book of Adjusting Liability Claims-Second Edition is designed to provide the new adjuster with a basic grounding in what is needed to become a competent and effective insurance adjuster.

It also works as a refresher for the experienced adjuster.

© 2020 –

Barry Zalma

This article, and all of the blog posts on this site, digest and summarize cases published by courts of the various states and the United States. The court decisions have been modified from the actual language of the court decisions, were condensed for ease of reading, and convey the opinions of the author regarding each case.

Barry Zalma, Esq., CFE, now limits his practice to service as an insurance consultant  specializing in insurance coverage, insurance claims handling, insurance bad faith and insurance fraud almost equally for insurers and policyholders. He also serves as an arbitrator or mediator for insurance related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims handling lawyer and more than 52 years in the insurance business. He is available at http://www.zalma.com and zalma@zalma.com.

Mr. Zalma is the first recipient of the first annual Claims Magazine/ACE Legend Award.

Over the last 52 years Barry Zalma has dedicated his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to make it possible for insurers and their claims staff to become insurance claims professionals.

Go to the Insurance Claims Library 

Subscribe to e-mail Version of ZIFL, it’s Fr

ee!

Read last two issues of ZIFL here.

Go to the Barry Zalma, Inc. web site here