As a Florida driver, it is imperative that you know and understand the process involved when you get into an auto accident. So today, we have for you a brief auto accident handbook that will help you navigate these sometimes challenging events.
Did you know that more than 6 million auto accidents occur each year in the United States? While most of them usually only result in some form of property or vehicle damage, others may not have such a simple ending.
If you are involved in an accident in Florida, there are a few things you should know in order to better manage the situation.
Always stop at the scene of an accident. Never drive away. Even if the accident was minor and may not have led to any significant damage, you should still remain where you are.
Protect The Scene
After an accident, pull off to the side of the road and put on your flashers if possible. This is especially good to do if it is dark outside and visibility is poor.
Call The Police
Once everyone inside your vehicle is safe and you have established that no one has serious or life-threatening injuries, it is time to call the police. Many insurance companies require a police report when filing a claim. All the vehicles involved in the accident should stay in place unless they are interfering with the flow of traffic.
Have Accurate Records On Hand
Next, make sure that you keep accurate records. Tell the officers in detail what happened. Never speculate; report only the facts as you know them. You should also take photographs of all the vehicles affected as well as the damage done and the area where the accident happened. Get statements from everyone involved without getting in the way of the police investigation that may be happening.
You will then want to exchange information with the other party. Usually, the police officers on the scene will collect this information for you. You should make sure to have the other party’s name, address, and telephone number. Those details also have to be given by all the individuals in the vehicle at the time of the accident.
Afterward, should exchange insurance information and obtain statements from witnesses who saw the accident. Notify your insurance company right away because many policies require immediate reporting as well as your full cooperation.
Seek Medical Attention
If you were injured during the accident, seek medical attention immediately. Sometimes, injuries from an accident aren’t always apparent right away and may take some time to manifest. However, you should still seek medical attention unless you are 100 percent certain you have not been injured.
Maintain A File
If you were injured, make sure that you have a complete file of those injuries along with any accident-related documents and evidence you have collected. You should also have the name of the claims adjuster handling the claim, the names and phone numbers of everyone you should contact, receipts for any rental car you may have needed to use, and other expenses related to the auto accident.
Protect Your Rights
Finally, one of the best things to do following an auto accident is to get in touch with a seasoned personal injury attorney to help with your case. They can help ensure that your rights are protected and offer you the legal advice you need. They will also see to it that you receive the compensation you deserve for your injuries and damages related to the auto accident.