Ken Abraham has posted to SSRN The Legal Architecture of Insurance. The abstract provides:

This piece, invited by the Michigan State Law Review as its 2025 “Visionary Article in Insurance,” examines the legal “architecture” of insurance. Insurance policies embody the architecture of insurance. They are its blueprints. Consequently, the Article begins with the history of insurance in the United States, which leads to the single most important feature of insurance architecture: the standardization of coverage, especially in property-casualty insurance. The Article next addresses what this history has yielded: the design and structure of contemporary insurance policies. With these features of insurance structure on the table, the Article then explores the insurance process, emphasizing the interaction between problems of imperfect information and the principles of interpretation that govern the meaning and application of insurance policy language. Finally, the Article illustrates the way in which these insights figure in the analysis of actual insurance problems by examining two insurance issues. The first is of considerable historical and doctrinal significance: the property insurance claims arising out of the attacks on and collapse of the World Trade Center towers on September 11, 2001. The second poses contemporary jurisprudential and policy issues: the problem of overbroad exclusions in a variety of different kinds of insurance policies.

Photo of Christopher Robinette Christopher Robinette

Christopher J. Robinette, an expert in tort law and theory, was appointed Professor of Law at Southwestern Law School in 2021.  He teaches Torts, Products Liability, and Foundations of Tort Law Seminar.

Professor Robinette serves as the United States Representative to the European…

Christopher J. Robinette, an expert in tort law and theory, was appointed Professor of Law at Southwestern Law School in 2021.  He teaches Torts, Products Liability, and Foundations of Tort Law Seminar.

Professor Robinette serves as the United States Representative to the European Group on Tort Law.  In 2012, Robinette was elected a member of the American Law Institute (ALI); in 2019, the ALI Council appointed him as Adviser to the Restatement of the Law Third, Torts.  Robinette also serves on the editorial board of the Journal of Tort Law, the only peer-reviewed journal devoted to tort law in the United States, where he previously served as editor-in-chief. He serves as an editor of a leading torts treatise, Harper, James & Gray on Torts, and a leading insurance treatise, New Appleman on Insurance Law Library Edition.  Additionally, Robinette edits TortsProf Blog, a member of the Law Professor Blogs Network. He is an elected member of the European Centre for Tort and Insurance Law and a contributing editor at JOTWELL Torts. Robinette served as chair of the AALS Torts & Compensation Systems Section in 2017.

He has presented on tort law across the United States and the world, including the United Kingdom (Oxford), Poland, Austria, and Malaysia (where he won a “Best Paper” award).  Professor Robinette’s work has been cited by federal and state courts in numerous jurisdictions.  He is frequently quoted in the media in outlets such as the Associated Press, Bloomberg, Reuters, and The Washington Post.

Before coming to Southwestern, Robinette was Professor of Law at Widener University Commonwealth Law School, where he won both scholarship and teaching awards on multiple occasions.  In 2018, he received the Lindback Foundation’s Award for Distinguished Teaching at Widener, a university-wide recognition awarded to one professor per year.  Robinette was also a visiting professor at the University of Iowa and Washington University in St. Louis.

Robinette served on the Advisory Board of Salvation Army corps in both Charlottesville, Virginia and Harrisburg, Pennsylvania; he was Chair of the Harrisburg Capital City Region Advisory Board from 2010-2012.  He was a member of the UPMC/Pinnacle Health Ethics Committee for several years, primarily addressing end-of-life issues.

Robinette litigated tort and contract cases prior to becoming a law professor, experiences he uses to engage students in his classes.

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