Sundar Odgers

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Think of one of the greatest nightmares of your professional life. For the management team of a corporation and their in-house counsel, there are few more nightmarish days than when they receive a call from the IT department reporting unauthorised activity in the company’s databases. Over the next few days, the fog lifts and it becomes clear that the company has been the subject of a cyber-attack and personally identifiable data of its customers or…
  Although cyber insurance is seen as one of the biggest opportunities in insurance and reinsurance right now, the risks to insurers and insureds could be equally large. One significant threat is ‘cyber risk aggregation’. What is ‘cyber risk aggregation’? Risk aggregation in the insurance industry refers to multiple claims being generated by the same or a related event (such as the large number of claims that might follow a natural disaster). In the same…
The Notifiable Data Breach Scheme (NDB Scheme) came into force on 22 February 2018, resulting in various changes to Australia’s privacy law. In previous posts, we have considered: the nature and contents of notification statements; how to identify which data breaches need to be notified; the steps to be taken when an organisation suspects a data breach; and who is responsible when information is jointly held. In this post, we consider…
The Notifiable Data Breach Scheme (NDB Scheme) came into force on 22 February 2018, resulting in various changes to Australia’s privacy law. In previous posts, we have considered the nature and contents of notification statements, and how to identify which data breaches need to be notified. Those posts set out the notification requirements where an organisation has reasonable grounds to believe it has experienced an eligible data breach? This post considers a preliminary…