Debt-based crowdfunding, often referred to as peer-to-peer lending (P2P), is a great way to raise money for small businesses that may find it more difficult to obtain loans from traditional lending institutions. Also, small business loans often take much longer
Latest from Elizabeth L. Carter, Esq., LLC - Page 2
Raising Capital for Cannabis and Cannabis-related Businesses
https://video.wixstatic.com/video/c80f84_0ff756e92a1d4696bdb3caf99b02da73/720p/mp4/file.mp4For companies in the cannabis industry seeking to raise capital, legal compliance is particularly important. Not only is this a highly regulated industry but offers and sales of securities of companies within the industry are generally subject to enhanced
The History of African American Cooperatives and the Importance of Representative Legal Support
https://video.wixstatic.com/video/4dc8bf_86baa8e10c504468b18511f7d0f659b4/1080p/mp4/file.mp4In her book, Collective Courage: A History of African American Cooperative Economic Thought and Practice, Jessica Gordon Nemhard states that the principles of African American cooperatives are solidarity, equity, democracy, and sustainability. These principles were accomplished by working together
COVID-19's Impact on Black and Latinx Women-Owned Businesses
https://video.wixstatic.com/video/4dc8bf_5f7e3f6043ec478299d9e326313f297c/480p/mp4/file.mp4Before the pandemic, small businesses accounted for nearly half of all private-sector jobs and two-thirds of net new jobs created from 2000 to 2017. According to McKinsey & Co., the 1.1 million minority-owned small businesses with employees in America
Why I Started a Legal Fund to Support Black Businesses Raising Capital
By Elizabeth L. Carter, Esq.
As we celebrate Black Business Month and Black Philanthropy Month throughout August, many Black entrepreneurs are being robbed of their dreams and livelihoods because they are finding much difficulty in getting the funding that they
Part 2: The Intersection between U.S. Data Privacy & Securities Laws (European Union Roots)
https://video.wixstatic.com/video/49402b_2fe2fa2157df4925adf948eca8cff5e8/1080p/mp4/file.mp4U.S. data privacy laws have ties with the European Union (“EU”). As we mentioned in our last blog, with the rise of social media and e-commerce there is a heightened focus on data privacy. Users around the world are
PART 1: Investing & Raising Capital Online: But, At What Cost?
https://video.wixstatic.com/video/49402b_45f5feb7f3bf499a8f102e184acc3542/1080p/mp4/file.mp4With this new digital age that we are living in, it is no surprise that users are providing their personal data in order to access social media platforms, sign up for online mailing lists, purchase streaming subscriptions, shop online,
Securities Fraud and Misrepresentation: Failure to Properly Disclose Material Risks
https://video.wixstatic.com/video/49402b_21cddde25134424ca7637ede118955de/1080p/mp4/file.mp4Securities fraud is a serious act that can apply to any company, no matter how large or small. This is why it is important that businesses interested in raising capital ensure legal compliance with required securities disclosures prior to
Diversity within Regulation Crowdfunding
https://video.wixstatic.com/video/4dc8bf_bc39c95455eb4040a0f748b776c7bded/1080p/mp4/file.mp4
The Jumpstart Our Business Startups Act (the “JOBS Act”), enacted on April 5, 2012, established a regulatory structure for startups and small businesses to raise capital through securities offerings through ,crowdfunding. On October 30, 2015, the SEC adopted
A Closer Look at Reg A+ and How It Relates to the Tulsa Race Massacre
https://video.wixstatic.com/video/4dc8bf_13881c897fcb465cb9898eda3a8492ff/720p/mp4/file.mp4Summary of Title IV of the JOBS ACT
The Jumpstart Our Business Startups Act (the “JOBS Act”), enacted on April 5, 2012, established a regulatory structure for startups and small businesses to raise capital through exempt securities offerings, one