One of the most common reasons people get life insurance is to ensure their family will be taken care of financially after they pass away. This can give individuals a sense of peace and satisfaction, knowing that they have left
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Stratus Life Insurance Case Study: Now Is The Time
Last year, we interacted with a potential client who was interested in using our Independent Life Insurance Policy Review service, but he didn’t have the urgency to move forward just then. Almost a year passed before he felt ready to…
Reasons to Cancel Your Life Insurance Policy
People buy life insurance for various reasons-such as providing financial security for their loved ones, paying off debts, covering funeral costs or leaving a legacy. However, life insurance is not a one-size-fits-all product and there may be situations where canceling…
The Most Important Reason Why You Should Get a Life Insurance Review
Your life insurance policy may have an expiration date, without your knowledge. When you make the decision to plan for you and your family’s future by taking out a life insurance policy, there are specific goals and needs you had…
Who Doesn’t Need Life Insurance?
When individuals consider their financial future, it’s common to wonder about life insurance. Life insurance primarily provides financial security for dependents and beneficiaries in the event of a person’s death. But if you have no dependents, do you still need…
Do You Have Enough Life Insurance?
As life progresses, you may wonder do you have enough life insurance, or do you have too much life insurance? If so, it’s important to determine how much coverage you truly need. While everyone’s situation is unique, in general, you…
Is it Possible to Have Too Much Life Insurance?
When it comes to life insurance, having coverage that matches your financial and personal needs: enough to replace lost income in case of death or incapacity, settle debts and cover expenses like tuition and mortgage payments. However, when your coverage…
Treat Insurance Policies Like the Money They Represent, Not Just Like Paper
Working recently with a client who is a widow, I asked why she had a financial planner, she replied, “Because I don’t want to run out of money” Her sister Joan, on the other hand, didn’t need one. She’d already…
The Right Way to Fund Your Living Trust
Funding a trust is the process of transferring your assets into the ownership of a trust and re-titling them in its name. Think of a trust as a car and your assets as the fuel. Without funding your trust –…
Why Life Insurance Is More Expensive For Men
When it comes to life insurance, you might notice that it’s often more expensive for men than for women. While this disparity may raise eyebrows there are specific aspects that insurers rely on to justify the cost difference. From statistical…