Confused by life insurance terms? You’re not alone. According to a new survey from Western & Southern Financial Group, Americans face “significant knowledge gaps” when it comes to life insurance. 26% of those surveyed were unsure if their life insurance…

Most people skim over the life insurance terms of their policy until they’re faced with a decision. But buried in the fine print are important policyholder rights that could make a huge difference. One of the biggest? The non-forfeiture clause.…

Thinking about cashing out your life insurance policy? You might be wondering if it’s worth it — or if there’s a better option. Then you start reading the terms of your cash surrender value — nonforfeiture options, 1035 exchanges, MEC…

Life insurance policies are often seen as a basic safety net, but they can offer more than just security and peace of mind for your loved ones. While premiums and coverage may seem like a boring old life insurance policy,…

Being a grandparent is one of life’s greatest joys. While it’s rewarding to shower them with toys and fun activities, there’s an even more meaningful long term gift: life insurance. Giving life insurance as a gift helps create financial security…

According to the latest 2024 Insurance Barometer Study, half of Americans report having life insurance, but a record-high 42% — or 102 million people — say they need life insurance, or more of it. So what’s holding them back?

Of…

Life insurance provides important financial security for your loved ones. However, if you have a history of substance abuse, whether drugs or alcohol, you may have questions about getting coverage. Fortunately, the underwriting process considers each applicant’s unique journey, and…