Life insurance is commonly seen as a way to provide for your loved ones after you’re gone. However, like an IRA or mutual fund, it can also be a valuable financial tool to use during your lifetime. When structured properly,
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“I Don’t Need My Life Insurance Anymore” Yes, You Probably Do
Life insurance is often seen as something for the future or just for emergencies, yet it’s more versatile and useful than many think. So, how do you know if you need it?
Life insurance needs depend on personal situations, and…
Should You Take a Life Settlement
Life insurance policies are designed to provide financial security for your beneficiaries after your death. However, circumstances can change, and there may be a time when you no longer need or want your policy. In such cases, life settlements can…
Should I Let My Life Insurance Policy Go?
Life insurance policies are important financial tools, but there may be a time when you need to decide if your policy is worth keeping. Whether life insurance is a good idea for your needs depends on several factors including age,…
Life insurance Policy Review Templates
Life insurance policy reviews are important for ensuring a policyholder’s coverage continues to meet their evolving needs. However, while life insurance policy review templates can serve as helpful guides, they should not replace a personalized assessment.
At Stratus Financial Partners…
Life Insurance Strategies for Millionaires
People with a million or more in assets (and those who aspire to) have unique financial needs. Life insurance strategies can be a pivotal tool for wealth accumulation and preservation. Life insurance offers a sophisticated means to achieve three main…
What are some of the living benefits of life insurance?
Life insurance serves as an important safety net, providing financial security for our loved ones. But did you know that life insurance can also offer benefits while you are still alive?
These benefits, known as living benefits, offer financial security…
How Life Insurance Makes Life Better
Life insurance is more than just a safety net — it’s a strategic tool that offers financial security, tax-free benefits, and coverage for final expenses. By understanding how life insurance can make your life better, you can take proactive steps…
Life Insurance Considerations Once You Turn 60
As we age, our needs, financial situations and health evolve, making the choice of the right life insurance policy important. Whether you’re seeking life insurance help in choosing a policy by age or need to make changes to an existing…
The Most Valuable Life Insurance Policy Ever
Imagine taking out a life insurance policy that does not just cover funeral costs but guarantees your family’s financial security with hundreds of thousands, if not millions, of dollars. That’s what happened when HSBC Life (Hong Kong) set the Guinness…