Many people assume it is relatively easy to correct an error in their credit report. That is simply not the case. In one of my recent blog posts I explain that debtors often face an uphill battle when they try to remedy a creditor mistake.
Now a new FTC report says that about one in four consumers who disputed information in their credit reports ultimately just give up trying to correct the report.
A recent article by Sheryl Harris in the Cleveland Plain Dealer contains helpful information about how to check the accuracy of your credit report. If you find an error, you should definitely try to get it corrected. Just be aware this may take more effort than you would expect.