Texas Law Guidelines Prohibit Debt Collector Harassment

Like most States, Texas has a law regarding the “do’s and don’ts” for debt collectors. One of the main goals of this law is to avoid consumers from being harassed.

Under Texas law debt collectors are forbidden from:

  1. Repeatedly or continuously calling debtors or creditors;
  2. Using profane or abusive words;
  3. Violently threatening creditors;
  4. Telling debtors that they will get detained or their house will get repossessed;
  5. Misrepresenting the original amount owed; and
  6. Using false names. For example, using deceptive and fraudulent acts is also banned which include using the wrong name or ID, sending the document to debtors which misleadingly appear to be coming from a law firm or a court.

Texans can sue collectors or a 3rd party collection company when they have been put at risk or harassed.

Stop Fraudulent Credit Collection Strategies, Harassment & Intimidation

If you are being exposed to abusive, harassing and fraudulent credit collection strategies by debt collectors, and you want to stop them from further contacting you, you should send the debt collector a letter stating so.

We hope the above is helpful.

Mark Alexander
5080 Spectrum, Suite 850E
Addison, Texas 75001
Ph: 972.544.6968
Fax: 972.421.1500
E-Mail: mark@markalexanderlaw.com

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Photo of Mark Alexander Mark Alexander

Mark Alexander is the principal of the Firm. In 1979, he earned his undergraduate degree at Wayne State University in Detroit, Michigan, and his law degree at Thomas M. Cooley, Lansing, Michigan, in 1985 (Academic Dean’s List).

Mr. Alexander is licensed to practice law by the Supreme Courts of the States of Texas (1985) and Michigan (1988), and holds licenses before the following courts: Supreme Court of Texas; Supreme Court of Michigan; United States Court of Appeals for the Fifth and Sixth Circuits; United States District Courts for the Northern, Southern, and Western Districts of Texas; and the Eastern and Western Districts of Michigan. In addition he has been admitted in several other Federal and State Courts to represent Texas clients, who have been engaged in significant litigation in those jurisdictions.

Courts have appointed Mr. Alexander to serve as a receiver, and facilitator in complex litigation lawsuits. Additionally he has been a frequent lecturer for organizations on a variety of business law matters.  Mr. Alexander has also served as an Adjunct Professor of Business Law at Henry Ford College in Dearborn, Michigan. Significantly, Mr. Alexander is AV-rated by Martindale-Hubbell, the highest rating an attorney can receive.

Additionally, due to the complex nature of its practice, the Firm has an on-going relationship with a legal group that provides litigation support services. This group is comprised of a team of attorneys, whose combined capabilities allow the group to provide nearly 24-hour coverage at crucial times for any case. This arrangement is but one example of the innovative, cutting-edge approach that the Firm provides to its clients in order to improve representation at reduced legal fees.