On May 1, 2025, the Internal Revenue Service (IRS) released Revenue Procedure 2025-19, which provides the 2026 inflation adjusted limits related to Health Savings Accounts (HSAs) and High Deductible Health Plans (HDHPs).
The following charts summarize the 2026 limits for HSAs and HDHPs. The 2025 limits are provided for reference.
| Annual HSA Contribution Limit | ||
| 2025 | 2026 | |
| Self-Coverage Only | $4,300 | $4,400 |
| Family Coverage | $8,550 | $8,750 |
| Minimum Deductible of an HDHP | ||
| 2025 | 2026 | |
| Self-Coverage Only | $1,650 | $1,700 |
| Family Coverage | $3,300 | $3,400 |
| Maximum Out-Of-Pocket Expense Limit for an HDHP | ||
| 2025 | 2026 | |
| Self-Coverage Only | $8,300 | $8,500 |
| Family Coverage | $16,600 | $17,000 |
For more information on the 2026 HSA and HDHP limits, please contact the Stinson LLP contact with whom you regularly work.