In this episode of The Consumer Finance Podcast, Chris Willis, co-leader of Troutman Pepper Locke’s Consumer Financial Services Regulatory practice, delves into the intricacies of corporate restructuring with Alex Rovira, a partner in the Bankruptcy + Restructuring group. They explore two key strategies — optimization restructuring and liability management transactions — that financial services companies can employ to isolate liabilities and enhance asset value. Learn how these methods can help businesses manage distress, improve credit lines, and maintain operational efficiency amid regulatory challenges and market fluctuations. Tune in for insights on aligning business structures and leveraging balance sheet adjustments to navigate financial complexities effectively.

Transcript: Navigating Corporate Restructuring: Strategies to Optimize Value and Manage Liabilities (PDF)

Photo of Chris Willis Chris Willis

Chris is the co-leader of the Consumer Financial Services Regulatory practice at the firm. He advises financial services institutions facing state and federal government investigations and examinations, counseling them on compliance issues including UDAP/UDAAP, credit reporting, debt collection, and fair lending, and defending…

Chris is the co-leader of the Consumer Financial Services Regulatory practice at the firm. He advises financial services institutions facing state and federal government investigations and examinations, counseling them on compliance issues including UDAP/UDAAP, credit reporting, debt collection, and fair lending, and defending them in individual and class action lawsuits brought by consumers and enforcement actions brought by government agencies.

Photo of Alex Rovira Alex Rovira

Alex represents clients across a range of sophisticated transactions and restructurings, including workouts and cross-border transactions involving distressed debt, assets, and targets. As a key advisor to several of the largest banks and funds in the world, he also provides guidance to corporate…

Alex represents clients across a range of sophisticated transactions and restructurings, including workouts and cross-border transactions involving distressed debt, assets, and targets. As a key advisor to several of the largest banks and funds in the world, he also provides guidance to corporate boards, management, and sponsors on corporate governance matters and complex disputes.