On 1 July 2026, the Prudential Regulation Authority (PRA) issued a new web page on Financial Services Compensation Scheme (FSCS) Protected Deposit Reporting Requirements. The PRA has published this page given that it has recently received a number of queries from firms relating to the identification, marking and reporting of FSCS protected deposits. On the page the PRA reminds all firms of their obligations under the Depositor Protection Part of the PRA Rulebook, in particular Depositor Protection rules 43.1 (1) and (2). The PRA also reminds International branches to account for rules 43.1 (1) and (2) in calculating the total potential liability to the FSCS in relation to covered deposits for the purposes of the Branch Return, in line with the guidance provided above.
