Fourth Circuit Holds Two Lawsuits Involve Interrelated Wrongful Acts Constituting Single “Claim” Where Allegations Establish “Common Nexus of Fact”
No Prejudice Necessary to Deny Coverage for an Insured’s Late Notice under Consecutive Claims-Made-and-Reported Policies
Coverage Barred by Prior Litigation Exclusion, Regardless of Insured’s Actual or Reasonable Belief About Pre-Policy Demand Letter
“Bargaining Leverage” Does Not Suffice to Trigger Personal Profit/Financial Advantage Exclusion
Maryland Federal Court Holds Coverage Barred by Insured’s Prior Knowledge and by “Actual Prejudice” from Late Notice
Insurer Has Duty to Defend Cross-Claims Against Members of Homeowners’ Association
Demand Within Limits Not Required for California Bad Faith Failure-to-Settle Liability
Louisiana Supreme Court Holds Settlement Demand Not Prerequisite for Bad Faith Failure-to-Settle Liability
Insurer Has No Duty to Defend When Insured Fails to Give Adequate Notice During Policy Period
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