Scott Gray

Latest Articles

When many small and community bankers serving rural and underserved areas prepare for their New Year’s Eve toast this year, they will be able to make a major New Year’s Resolution: make more home loans.  The Consumer Financial Protection Bureau (“CFPB”) has introduced welcome new rules scheduled to take effect next year, which will raise the loan threshold for the “small creditor” exemption from 500 to 2,000 loans.  The new rules will also exclude from…