Published works by Mary C. Zinsner

Published works

• Banks Do Not Owe a Duty of Care to Non-customers in Business Email Compromise and Wire Fraud Cases

  Consumer Financial Services Law Monitor · September 23, 2026

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• Federal Banking Agencies and FinCEN Clarify SAR Confidentiality Rules for Customer Communications

  Consumer Financial Services Law Monitor · September 3, 2026

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• New Jersey Supreme Court Unanimously Rules: No Private Right of Action Under the NJCFLA — A Definitive Win for Debt Buyers

  Consumer Financial Services Law Monitor · July 13, 2026

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• Virginia Supreme Court Sets High Bar for Vacating Arbitration Awards for “Evident Partiality”

  Consumer Financial Services Law Monitor · March 30, 2026

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• Lions, Tigers, and Sovereign Citizens, Oh My! UCC and Banking Litigation Trends and a 2026 Forecast

  Consumer Financial Services Law Monitor · March 12, 2026

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• Fourth Circuit Finds Public Disclosure Required for Standing in Data Breach Case

  Privacy + Cyber + AI · October 27, 2025

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• Fourth Circuit Finds Public Disclosure Required for Standing in Data Breach Case

  Consumer Financial Services Law Monitor · October 27, 2025

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• Ninth Circuit Mandates Arbitration in Millionaire Match Case: Emphasizes Totality of Circumstances in Online Contract Formation

  Consumer Financial Services Law Monitor · September 3, 2025

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• Preemption Win for Federal Credit Union in the Ninth Circuit on Bounced Check Fee Claims

  Consumer Financial Services Law Monitor · August 5, 2025

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• Wire Fraud Litigants Beware: Fourth Circuit Ruling Protects the Banks

  Consumer Financial Services Law Monitor · July 17, 2025

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• Navigating Elder Fraud: Challenges and Legal Trends in Payment Systems

  Consumer Financial Services Law Monitor · June 18, 2025

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• AAA Unveils Significant Revisions to Consumer Arbitration Rules

  Consumer Financial Services Law Monitor · May 14, 2025

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• Trends in Mass Arbitration

  Consumer Financial Services Law Monitor · April 28, 2025

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• AAA Introduces New Consumer Mediation Procedures and Fee Schedule

  Consumer Financial Services Law Monitor · April 16, 2025

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• Fourth Circuit Holds UCC Article 4A Requires Beneficiary Bank’s Actual Knowledge for Wire Misdescription Liability in Business Email Compromise Scam Case

  Consumer Financial Services Law Monitor · March 28, 2025

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• Fourth Circuit Finds Unilateral Change-in-Terms Provision Rendered the Arbitration Agreement Illusory Under Maryland Law

  Consumer Financial Services Law Monitor · March 13, 2025

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• Ninth Circuit Rejects Plaintiff’s Attempt to Contest Consolidation of Arbitration Claims

  Consumer Financial Services Law Monitor · March 4, 2025

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• Deposit Account Litigation: Highlights From 2024 and What to Expect in 2025

  Consumer Financial Services Law Monitor · February 13, 2025

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• CFPB Files “Emergency Notice” in 1071 Final Rule Case and Does Not Oppose Stay of the 1071 Rule; Agency Also Seeking a “Pause” in Other Litigation

  Consumer Financial Services Law Monitor · February 3, 2025

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• Fourth Circuit Holds SCRA Does Not Bar Mandatory Arbitration in Consumer Agreements, Forcing Portion of Class Action Into Arbitration

  Consumer Financial Services Law Monitor · January 29, 2025

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• New York Federal Court Grants Bank’s Motion to Dismiss in Wire Fraud Case Involving Elderly Customer 

  Consumer Financial Services Law Monitor · January 3, 2025

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• Federal and State Financial Agencies Issue Guidance on Elder Financial Exploitation

  Consumer Financial Services Law Monitor · December 5, 2024

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• In Rem Jurisdiction Matters: Fifth Circuit Clarifies Jurisdictional Requirements Over Attached Funds at Riyad Bank

  Consumer Financial Services Law Monitor · November 1, 2024

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• Fourth Circuit Affirms Denial of Motion to Compel Arbitration Finding Duty to Read a Contract Does Not Encompass Scrolling Through Multiple Pages of Hyperlinks in a Digital Agreement

  Consumer Financial Services Law Monitor · October 4, 2024

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• Seventh Circuit Provides “How To” Successfully Present Consumer Arbitration Agreements

  Consumer Financial Services Law Monitor · September 6, 2024

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