Published works by Jeremy Sairsingh

Published works

• MLA and SCRA 103: Beyond Pricing — Non-Rate Protections, Enforcement Pitfalls, and Servicing Considerations

  Consumer Financial Services Law Monitor · July 9, 2026

  LEX-WK-SJZ65M0N
• Illinois Enacts Buy-Now-Pay-Later Loan Consumer Protection Act

  Consumer Financial Services Law Monitor · July 8, 2026

  LEX-WK-S9FVCQJD
• MLA and SCRA 102: Pricing Constraints and the Complexity of Interest Cap Compliance — Servicemember Protections Explained

  Consumer Financial Services Law Monitor · June 25, 2026

  LEX-WK-Q180S0M2
• MLA and SCRA 101: Servicemember Credit Protections and Compliance Risks

  Consumer Financial Services Law Monitor · June 11, 2026

  LEX-WK-Q48ZPHCT
• Senate Democrats Seek Information from Consumer Reporting Agencies on Buy Now, Pay Later Reporting

  Consumer Financial Services Law Monitor · May 11, 2026

  LEX-WK-DY5X9Q0M
• New York Proposes Sweeping Licensing and Consumer Protection Regime for BNPL Lenders

  Regulatory Oversight · February 27, 2026

  LEX-WK-RY17K25B
• New York Proposes Sweeping Licensing and Consumer Protection Regime for BNPL Lenders

  Consumer Financial Services Law Monitor · February 27, 2026

  LEX-WK-H250QBNF
• Point-of-Sale Finance Series: Federal Shake-Ups and the Rise of Income Share Agreements in Student Loan Financing

  Consumer Financial Services Law Monitor · February 5, 2026

  LEX-WK-YTBEMHRV
• Point-of-Sale Finance Series: Navigating the Complexities of Credit Card Rewards Programs

  Consumer Financial Services Law Monitor · September 25, 2025

  LEX-WK-2GE5QKSA
• Point-of-Sale Finance Series: Innovations, Regulations, and Future Trends of Modern Credit Cards

  Consumer Financial Services Law Monitor · September 11, 2025

  LEX-WK-EJMZJPR4
• Illinois Amends Student Loan Servicing Rights Act to Include Educational Income Share Agreements

  Consumer Financial Services Law Monitor · August 28, 2025

  LEX-WK-DQ51SN3D
• Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products

  Consumer Financial Services Law Monitor · August 21, 2025

  LEX-WK-1CXAHEKX
• CFPB’s Latest FAQs Broaden Interpretive Rule for Pay-in-Four BNPL Products

  Consumer Financial Services Law Monitor · September 20, 2024

  LEX-WK-W5RY6CAA
• CFPB Rules Buy Now, Pay Later Lenders Must Offer Key Credit Card Protections

  Consumer Financial Services Law Monitor · May 23, 2024

  LEX-WK-0N1BAKDJ
• South Carolina Proposes Legislation to Impose Ability-to-Repay Analysis for Installment and Payday Loans

  Consumer Financial Services Law Monitor · January 25, 2024

  LEX-WK-8WT5ZTCB
• Washington D.C. Introduces Legislation Attacking Fintech-Bank Partnership Lending by Opting Out of DIDMCA and Codifying a “True Lender” Test

  Consumer Financial Services Law Monitor · December 28, 2023

  LEX-WK-E712K3VK
• OCC Issues “Buy Now, Pay Later” Guidance to Banks

  Consumer Financial Services Law Monitor · December 7, 2023

  LEX-WK-7T42JY3B
• Florida Senator Introduces Bill Regulating Bank Model Lending and Loan Programs Based on Voluntary Tips

  Consumer Financial Services Law Monitor · November 22, 2023

  LEX-WK-D8K53B3S
• Nebraska Enacts Loan Licensure Requirement for Marketers, Servicers and Purchasers of Interests in Certain Bank Loans

  Consumer Financial Services Law Monitor · July 28, 2023

  LEX-WK-STJP8NHR
• CFPB Issues Analysis on Consumers of Buy Now, Pay Later Products

  Consumer Financial Services Law Monitor · March 3, 2023

  LEX-WK-VDSH5356
• Utah Legislature Considers Military Lending Bill

  Consumer Financial Services Law Monitor · February 27, 2023

  LEX-WK-Y58JXZF6
• Which MLA Safe Harbor Are You Using? Recent Decision Highlights Overlap and Distinction Points

  Consumer Financial Services Law Monitor · September 29, 2022

  LEX-WK-302TET8W