Brandon Loggins

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Your mortgage payments increased unexpectedly.  Maybe your escrow balance is low, taxes increased, or your insurance premium increased.  In any event, you want to verify the information your bank or loan servicers has on file.  You call the servicer and often you must depend on their word if you are able to obtain an answer at all.  Maybe, the servicer used the pandemic as a reason for lost or inconsistent information.  What can you do…
JP Morgan vs. Bell Case Number:  2020 IL App (3d) 190128 Decision Date:  Wednesday, July 1, 2020 District:  3d Dist. Division/County:  Will Co.             A review of the recent Will County, Illinois case JP Morgan vs. Bell 2020 IL App (3d) 190128 (2020) raises two issues: Issue (s): Whether a deceased mortgagor is a necessary party in a foreclosure proceeding. Whether a recorded release and satisfaction of mortgage agreement and later a recorded certificate of…
A foreclosure can be a sprint or a marathon.    It is contingent on whether the homeowner will allow the bank to run its race (“aka the foreclosure process”) with opposition and hurdles or with a clear lane to the finish line.  In Illinois, the bank is required to go through the foreclosure process to obtain lawful possession of real estate after a homeowner has defaulted on its mortgage.  In foreclosure, a bank is required to…
I am a proud Chicago native. I grew up on Chicago’s South Side. I graduated from the University of Illinois at Champaign-Urbana and was accepted to law school at the University of Illinois College of Law.  I deferred law school for two years to teach fourth grade in the Mississippi River Delta area. I decided to defer law school to teach prior to law school because I have a passion for using my knowledge to…