In December 2024, the Louisiana Second Circuit Court of Appeals rendered a significant opinion in Troung v. Sanders, et al., addressing the contentious issue of “betterment deductions” in third- party property damage claims.[1] Louisiana law allows for a betterment
Cozen O'Connor
Cozen O'Connor is a law firm that publishes detailed legal analyses and updates primarily focused on insurance law, subrogation, property damage, and related litigation issues. Their content often covers court decisions, regulatory clarifications, and practical guidance on insurance coverage disputes, claims handling, and risk management. The firm addresses topics such as insurance policy interpretation, liability in property and casualty claims, subrogation strategies, and compliance with insurance contract terms. Their publications serve legal professionals, insurers, and policyholders by providing insights into evolving case law and regulatory developments affecting insurance and property-related claims.
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Proposed Changes to the HIPAA Security Rule Will Have a Significant Impact on the Health Care Sector
A few days ago, the U.S. Department of Health and Human Services (“HHS”), through its Office for Civil Rights, issued the proposed rule HIPAA Security Rule to Strengthen the Cybersecurity of Electronic Protected Health Information (the “Rule”) “to improve cybersecurity…
First United Pentecostal Church: Taking Time to Resolve Doubts as to Liability is Not Bad Faith
In a recent decision, First United Pentecostal Church v. Church Mutual Insurance Company, the United States Court of Appeals for the Fifth Circuit reaffirmed the principle that an insured must provide adequate evidence that the insurer’s conduct was “arbitrary, capricious,…
Blue Cross Blue Shield Agrees to Pay $2.8 Billion Settlement in Antitrust Case
In October 2024, Blue Cross Blue Shield (“BCBS”) agreed to a $2.8 billion settlement to resolve allegations of anti-competitive practices in the health insurance market – it is reported to be the largest settlement in a health care antitrust case…
The EU AI Act: Part Four – Low Risk AI Systems and Enforcement
This is part four of our examination of the European Union’s new artificial intelligence law, the (“EU AI Act”). In part one, we introduced the scope of the EU AI Act and discussed what types of AI systems are…
Understanding the Colorado AI Act
The EU AI Act: Part Three – General-Purpose Models
This is part three of our examination of the European Union’s new artificial intelligence law (the “EU AI Act”). In part one, we introduced the scope of the EU AI Act and discussed what types of AI systems are…
Maryland’s New Approach to Data Minimization Creates Unique Compliance Issues
On May 9, 2024, Governor Wes Moore signed the Maryland Online Data Privacy Act (MODPA) making Maryland the seventeenth state to enact a comprehensive data privacy law. The law takes effect October 1, 2025, but it does not apply to…
California’s Bill Increasing Regulations on Private Equity Health Deals
California is looking to take the lead on regulating private equity deals in the health care space by introducing bill AB 3129, which requires private equity groups or hedge funds to receive the state attorney general’s approval before purchasing…
PA Finally Adopts Anti-SLAPP Legislation: New Law Protects Those Facing Lawsuits Over Speech on Matters of Public Concern
Pennsylvania is the latest state to adopt a law designed to protect citizens who are faced with lawsuits aimed to impede their right to speak about matters of public concern. Both chambers of the Pennsylvania legislature unanimously passed House Bill…
