On July 24, 2025, the Consumer Product Safety Commission (CPSC) issued a recall for more than 634,000 Frigidaire-branded minifridges. The CPSC recall notice indicates that the minifridges’ “electrical components can short circuit and ignite the surrounding plastic housing, posing fire
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When Algorithms Deny: AI and the New Frontier of Bad Faith
As industries across the board adopt artificial intelligence (AI), insurers have likewise recognized its potential to enhance efficiency in claims administration. Yet with this opportunity comes tension: consumers expect both swift resolution of claims and individualized attention. AI can help
Court Interprets “Completion” of a Project Under Builder’s Risk Insurance
In Luke, Inc. v. Berkley National Insurance Company, 2025 WL 2210783 (W.D. Tenn. 2025), the United States District Court for the Western District of Tennessee determined that the “completion” of a construction project for purposes of coverage under a builder’s
D.C. Apartment Investors Affected by the RENTAL Act
Developers, operators, buyers, and sellers of apartment buildings in D.C., whether market rate, mixed-rate, or 100% affordable housing, will be impacted by the impending RENTAL Act (aka, the Rebalancing Expectations for Neighbors, Tenants, and Landlords (RENTAL) Act of 2025). The D.C.
Subrogating Claims Involving High Profile Insureds
In this episode of Subro on the Go, regular co-hosts, David Brisco (San Diego) and Joe Rich (Miami) are joined by Virginia Markovich (New York) and Kris Cherevas (San Diego) to discuss the unique issues that can arise when pursuing
Court Differentiates Faulty and Defective Workmanship from Vandalism or Malicious Mischief
In Carr v. Spinnaker Insurance Company, the United States Court of Appeals for the Ninth Circuit upheld the district court’s finding that property damage resulting from objectionable and imperfect work performed by an unlicensed contractor did not constitute covered vandalism
Southern District Court of New York Permits Extensive Discovery of Reserve And Reinsurance Information in Bad Faith Litigation
In Mandarin Oriental, Inc. v. HDI Glob. Ins. Co. et al., Civil Action No. 23 Civ. 4951, 2025 WL 1638071 (S.D.N.Y. June 10, 2025), the District Court of the Southern District of New York followed the modern trend and allowed
Common Contractual Pitfalls – A Litigator’s Perspective
When drafting a contract, aim to avoid court but prepare as if litigation is inevitable. In commercial transactions and disputes, the crux of a case often hinges on the details of the agreements. The following are common contractual conundrums and
OSHA Renews Focus On Amputations In Manufacturing
OSHA recently renewed its national emphasis program focused on preventing amputations in manufacturing, effective June 27. The national emphasis program will remain in place for five years, and programmed inspections may begin on September 25. The renewal of the program
Texas Supreme Court Reaffirms Procedure for Litigating Bad Faith Claims in UM/UIM Cases
In In Re State Farm Automobile Insurance Co. and Lindsey Nicole Dessart, 712 S.W.3d 53 (Tex. 2025), the Texas Supreme Court clarified the proper procedure for litigating bad faith claims related to uninsured/underinsured motorist (UM/UIM) coverage.
Mara Lindsey alleged that