Doug Terry is an Oklahoma-based attorney who publishes the Oklahoma Bad Faith Insider blog, focusing primarily on insurance bad faith law, personal injury, and class action litigation. The blog provides detailed analysis and commentary on issues such as insurance claim denials, delays, and the duty of good faith owed by insurers to policyholders. It covers a range of insurance types including health, automobile, homeowners, disability, life, and commercial insurance. The content often addresses legal principles, case law, and practical challenges faced by policyholders dealing with insurance companies. Doug Terry's practice and writings emphasize advocacy for individuals and businesses adversely affected by insurance company practices.
According to the law, ambiguous insurance policy provisions are to be interpreted in favor of the policyholder and against the insurance company. Too often, insurance adjusters do just the opposite and deny coverage based on ambiguous policy provisions.
Insurance policies…
Timeliness of insurance claim investigation and payment is often critical to the well-being of a policyholder. One of the fundamental “rules of the road” of good faith claim handling requires the insurance company to timely investigate, evaluate and pay claims if owed. …
How can an insurance company’s evaluation of its policyholder’s personal injury claim be considered fair, reasonable and in good faith if the insurance company cannot explain how it arrived at the dollar value it assigned to the claim? I don’t believe it can.
This issue…
The momentum created by the Cunningham v. Aetna case in Oklahoma has contributed to a national trend of lawsuits being filed against health insurers who deny proton therapy to their policyholders suffering from cancer. …
As we frequently discuss on this blog, insurance companies owe a duty of good faith and fair dealing to their policyholders. Unfortunately, insurers regularly violate this important duty in a myriad of ways. This is not uncommon. However, it is…
A high-profile California insurance bad faith lawsuit brought by Gillen Washington and his attorney Scott Glovsky against his health insurance company, Aetna, has now been settled. In this case, first reported on by CNN, evidence emerged in the form of…
United Healthcare (“UHC”), the largest health insurance company in America, was found by the California Department of Insurance to have committed over 900,000 violations of California laws and regulations. As a result, the California Insurance Commissioner imposed $173 million in…
I am happy to announce we obtained a $25.6 million verdict for our clients Ron and Orrana Cunningham this week in Judge Lisa Davis’ court in Oklahoma County. The case is Cunningham v. Aetna, CJ-2015-2826. It is a non-ERISA health…
Insurance adjusters often don’t know how to properly interpret the language of the very insurance policies their companies sell their policyholders. My experience tells me adjusters often read the insurance policy looking for any arguable as (even outlandish) way to deny…
A recent story in the Guardian reveals the statistics on how CEO pay at the largest US corporations has skyrocketed over the last few decades. The Guardian story says in 1965, CEO pay was 20 times that of workers. That…
