The life of a contractor is a hectic one with most of the time spent on a jobsite — and a lot of places in between. With the amount of money you invest in tools and equipment, it’s crucial to…

Business insurance can help mitigate occurrences or disasters that can severely impact or destroy the good standing of your business. It’s important to know which policies make the most sense for your business, and how to choose policies that provide…

The construction trade is full of potential pitfalls. Mistakes and accidents happen, and some of those issues can be extremely expensive. Whether a third party gets hurt around the job site or the contractor causes property damage, someone needs to…

Despite your best efforts to protect building materials, any number of things can happen during the course of construction. Fire can destroy lumber and drywall, a severe storm can damage heating or cooling units, and custom-made cabinetry can mysteriously “walk…

When it comes to protecting your contracting business from claims and lawsuits, it can be tough to know what type of insurance you should purchase. Small companies can’t afford to pay for coverage they don’t need, so it’s important to…

Professional liability insurance provides contractors coverage from financial losses that happen as a result of their errors, mistakes, or negligence. Unlike general liability insurance — which protects contractors when their work leads to bodily injury or property damage — professional…

An insurance policy rarely meets every contractor’s needs out of the box. Fortunately, endorsements offer one way to customize coverage. One of the most common endorsements you’ll likely encounter involves additional insured (AI) parties. In short, an additional insured is…