My client took out a short term disability policy in December of 2010. He then suffered a stroke in May of this year. His short term disability carrier denied the claim, asserting that the stroke was a preexisting condition.
You won’t be
Florida Insurance Blog
Providing Insight Into Florida Insurance Law and Litigation
The Florida Insurance Blog, published by The Nation Law Firm, focuses on legal issues related to insurance claims in Florida, particularly those arising from property damage caused by hurricanes, storms, hail, and wind. It covers topics such as homeowners insurance policies, replacement cost claims, insurance company denials and underpayments, and litigation strategies to challenge insurers. The blog also addresses specific legal cases involving insurance coverage disputes, ERISA long-term disability claims, and liability issues under insurance policies. It provides guidance for policyholders on asserting their rights and navigating complex insurance claim processes in Florida.
Latest from Florida Insurance Blog - Page 6
Lawsuit filed Against Homeowners Insurer for Improper Sinkhole Repair Technique
By Mark Nation
My client’s homeowners insurance company has confirmed that a sinkhole is damaging his home. Additionally, several of his surrounding neighbors have sustained significant sinkhole damage. The insurance company retained an engineering firm to come up with a sinkhole remediation plan. The plan suggested…
Successful Trial on Homeowners Case
By Mark Nation
My clients sustained lightning damage to electrical items in their home. A few weeks later, someone stole their truck from their driveway and torched it. The truck contained a significant amount of Ham Radio equipment as well as other items. They…
Lawsuit Filed for Insurance Company Refusing to Pay the Right Amount for Water Damage
By Mark Nation
One of the most common types of homeowners claims is for water damage. And, one of the most common types of claim denials or underpayments I see is for water losses.
In many cases, the insurance company will deny the…
Lawsuit Filed Against Homeowners Insurer for Failing to Pay for Roof Damage
By Mark Nation
My client’s slate roof was damaged by wind in a severe March 30, 2011 unnamed storm. I have many, many roof cases arising from this severe wind event. Several tiles were blown off during the storm. Thankfully, there is no leaking…
Claim Filed Against Homeowners Insurer for Extensive Water Damage to Home
By Mark Nation
My client was having her roof replaced in July of this year. Unfortunately, during the tear off process, the roofers left the roof open when they finished working for the day. As you can imagine, there was a large storm…
Insurance Lawsuit Filed for Homeowner Due to Hail Damage to Her Roof
By Mark Nation
My client purchased a standard Florida homeowners insurance policy when she bought her home in 2006. At the time of the purchase her mortgage company required a home inspection. The home inspection revealed that the roof was in good shape…
Attended Another Sinkhole Neutral Evaluation Today
By Mark Nation
My client’s homeowner’s insurer retained the services of a geotechnical engineering firm and geologist to perform a sinkhole investigation at my client’s home. The insurance company’s engineers and geologist wrote a report concluding that there was no sinkhole activity at…
Attorneys Fees Against FIGA
By Mark Nation
I learned many years ago the problem with getting your attorneys fees from FIGA. I won a case against an insurer and was awarded a sizeable attorneys fee after a fee hearing. The day after the fee order was entered the…
Insured Homeowner Sues Sinkhole Engineers
By Mark Nation
In Alderman v. BCI Engineers & Scientists, Inc., ____ So.3d ____ (Fla. 2nd DCA Sept. 2, 2011), the insured homeowner hired BCI Engineers & Scientists, Inc. (BCI) to 1) perform a subsurface sinkhole investigation; and 2) supervise the remediation of…