In an order dated March 2, 2011, the Circuit Court in Hillsborough County ruled that damage caused to a home by Chinese Drywall was covered under a standard Florida homeowners insurance policy. The Court further determined that policy exclusions for
Florida Insurance Blog
Providing Insight Into Florida Insurance Law and Litigation
The Florida Insurance Blog, published by The Nation Law Firm, focuses on legal issues related to insurance claims in Florida, particularly those arising from property damage caused by hurricanes, storms, hail, and wind. It covers topics such as homeowners insurance policies, replacement cost claims, insurance company denials and underpayments, and litigation strategies to challenge insurers. The blog also addresses specific legal cases involving insurance coverage disputes, ERISA long-term disability claims, and liability issues under insurance policies. It provides guidance for policyholders on asserting their rights and navigating complex insurance claim processes in Florida.
Latest from Florida Insurance Blog - Page 8
(Another) Lawsuit Filed Against Citizens for Improperly Refusing to Pay for Water Damage
By Mark Nation
My client resides in Punta Gorda, Florida and has his homeowners insurance with Citizens Property Insurance. His water heater malfunctioned and flooded his home with water. He reported the claim to Citizens Insurance. Citizens said that the loss was not…
Lawsuit Filed Against Citizens for Improperly Refusing to Pay for Water Damage
By Mark Nation
My client resides in Dunedin, Florida and has his homeowners insurance with Citizens Property Insurance. The roof on his condo leaked, and damaged his wood flooring and walls. He reported the claim to Citizens Insurance. Citizens said that it was…
Florida Office of Insurance Regulation Release Annual Insurers’ Profits Report – It Aint What You Think…
By Mark Nation
This week, the Florida Department of Insurance Regulation released its annual report on the insurance industry in Florida. Contained in that report is a breakdown of the profitability of property insurers from doing business in the State of Florida. While we…
Lawsuit Filed Against Allstate / Castle Key Over Sinkhole Remediation Plan
By Mark Nation
Allstate Floridian, which is now Castle Key Insurance Company, insures my client’s luxury home. After noticing cracks in the walls and flooring, my client asked her insurance company to perform sinkhole testing. The insurer confirmed the existence, and proposed a…
DO NOT Ask for a “Neutral” Evaluation in Sinkhole Claims
By Mark Nation
On Monday, I took the deposition of a “neutral” evaluator in one of my sinkhole cases. In this particular case, my client submitted a possible sinkhole claim to her homeowner’s insurance company. The homeowner’s insurer hired engineers who did testing…
Lawsuit Filed Against AFLAC for Disability Benefits
By Mark Nation
My client suffers from a couple of different debilitating medical conditions. He purchased an AFLAC policy at work, which was supposed to pay him when he was off work as a result of illness or injury. The maximum benefit was…
Lawsuit Filed to Determine Proper Sinkhole Remediation Plan
By Mark Nation
My client’s homeowners insurer, Nationwide, confirmed the presence of sinkhole damage at his home. However, the remediation plan proposed by the insurance company’s engineers only calls for underground grouting. The insurance company also estimated the damage to their insured’s home…
Dec Action Filed Seeking Declaration Concerning Amount of Available UM Benefits
By Mark Nation
Our client bought car insurance from Nationwide. A few years later, Nationwide transferred the insurance to Allied insurance, a subsidiary of Nationwide. Later, our client was injured in an automobile accident caused by an underinsured motorist. Allied has stated that there…
4th DCA Finds State Farm Has a Duty to Defend Defamation Lawsuit Against Insured
By Mark Nation
In Segal v. State Farm Florida Insurance Company, ____ So.3d ____ (Fla. 4th DCA 2010), the insured was sued for “knowingly and/or negligently” making defamatory statements. The insured sent the lawsuit to State Farm asking State Farm to defend her in the lawsuit…