On June 17, 2026, the National Association of Insurance Commissioners (NAIC) first disclosed to the public that there had been unauthorized access to its online infrastructure through its PeopleSoft systems. Over the past week, the NAIC has issued two more
InsureReinsure
InsureReinsure, published by Troutman Pepper Locke, focuses on the regulatory and compliance aspects of surplus lines insurance. The blog covers topics such as the distinctions between admitted and surplus lines markets, the roles and responsibilities of surplus lines brokers, and the regulatory frameworks governing group insurance under the Nonadmitted and Reinsurance Reform Act (NRRA). It also addresses state-specific insurance developments, including licensing, tax obligations, and enforcement actions. Additionally, the blog discusses industry leadership changes, state regulatory bulletins, and emerging issues like the use of artificial intelligence in insurance. The content is aimed at professionals navigating the complexities of surplus lines and insurance regulation.
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Act No. 9100: Virgin Islands Guarantee Fund Funding Level Increased
On June 22, 2026, the U.S. Virgin Islands Division of Banking, Insurance, and Financial Regulation (the Division) issued Bulletin 2026-04 (the Bulletin) regarding an “increase in the Virgin Islands Insurance Guaranty Fund amount and policyholder or third-party coverage limit[s].” The…
Texas Department of Insurance Issues Disallowed Expenses Data Call
On June 12, 2026, the Texas Department of Insurance (DOI) issued Commissioner’s Bulletin No. B-0004-26 (the Bulletin) to “[a]ll insurance companies licensed to write property and casualty insurance in the state of Texas.” The Bulletin, titled “Calendar Year 2025 Disallowed…
No Pain, No Gain For Homeowners’ Insurers: Colorado Senate Bill 26-155
By John Emmanuel & Matt Cossu
I. Senate Bill 26-155 – The Enterprise
On June 4, 2026, Colorado Governor Jared Polis signed Senate Bill 26-155, “Concerning Increasing the Availability of Homeowner’s Insurance in the State.” (the Bill). The Bill adds a new Part 20 to Article…
Illinois General Assembly Votes to Require Rate Review for Auto and Homeowners Insurance
By Paige Waters
For the first time in more than 50 years, auto and homeowners insurers will be required to file insurance rates with the Illinois Department of Insurance. Illinois was one of the only states engaging in open competition, which it has…
Connecticut Moves Beyond Diligent Effort: HB 5373
By John Emmanuel & Matt Cossu
On May 19, 2026, the Connecticut General Assembly passed Substitute House Bill No. 5373, “An Act Concerning the Insurance Department’s Recommendations for Revisions to the Insurance Statutes” (the Act), which became Public Act No. 26-69. The Act represents a broad…
Reading the Tea Leaves: Text Messages May Not Be TCPA Calls in the Seventh Circuit
On May 21, a panel of the Seventh Circuit Court of Appeals heard argument in Steidinger v. Blackstone Medical Services on whether text messages are covered as “telephone calls” in § 227(c)(5) of the Telephone Consumer Protection Act (TCPA). While…
Protecting Your License and Your Brand: Strategies for Insurance Department Enforcement Actions
Insurance regulators across the U.S. are responsible for protecting policyholders and consumers. It is therefore understandable that they are focused on the insurance industry’s business practices and how such practices may adversely impact consumers. Common areas of insurance department regulatory…
Andrew Norton Appointed Captive Insurance Specialist for the Texas Department of Insurance
Industry veteran Andrew Norton was appointed by the Texas Department of Insurance (TDI) as captive insurance specialist in April 2026, following the departure of Robert Rudnai. Norton has more than 15 years of experience in the insurance industry and in…
Hot Trends to Watch
In the ninth and final episode of Season 1 of our Surplus Lines 360 series, John Emmanuel and Zachary Lerner explore today’s hottest regulatory trends in the surplus lines market, including increased regulatory scrutiny through data calls, moratoriums, the rise…