This article was originally published on Insurance Business UK and is republished here with permission as it originally appeared on December 23, 2025.
It’s a tale as old as time: A U.S. insurance broker wants to place bespoke coverage for
InsureReinsure, published by Troutman Pepper Locke, focuses on the regulatory and compliance aspects of surplus lines insurance. The blog covers topics such as the distinctions between admitted and surplus lines markets, the roles and responsibilities of surplus lines brokers, and the regulatory frameworks governing group insurance under the Nonadmitted and Reinsurance Reform Act (NRRA). It also addresses state-specific insurance developments, including licensing, tax obligations, and enforcement actions. Additionally, the blog discusses industry leadership changes, state regulatory bulletins, and emerging issues like the use of artificial intelligence in insurance. The content is aimed at professionals navigating the complexities of surplus lines and insurance regulation.
This article was originally published on Insurance Business UK and is republished here with permission as it originally appeared on December 23, 2025.
It’s a tale as old as time: A U.S. insurance broker wants to place bespoke coverage for…
In the third episode of our Surplus Lines 360 series, John Emmanuel and Zachary Lerner unpack one of the hottest regulatory topics in surplus lines: group insurance. Learn how affiliated and unaffiliated groups are treated under the NRRA, why “home…
Please take note of the following December 2025 developments in the insurance industry.
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Join Troutman Pepper Locke Partners John Emmanuel and Zachary Lerner as they break down the critical role of surplus lines brokers in insurance transactions. Learn the distinctions between admitted and surplus lines markets, the unique responsibilities brokers shoulder, and the…
Insurance Commissioner Andrew Mais will retire as of November 28, 2025. Mais was appointed as Connecticut insurance commissioner in February 2019. Governor Ned Lamont will formally nominate Josh Hershman to replace Mais in February when the Legislature is back in…
Join Troutman Pepper Locke Partners John Emmanuel and Zachary Lerner as they kick off Surplus Lines 360, a series that demystifies the evolving landscape of surplus lines insurance. In this video, discover what surplus lines are (and are not),…
This article provides an excellent overview of the challenges insurers face in drafting policy language that keeps pace with the fast-evolving use of artificial intelligence. The author discusses how multiple insurers faced the challenge of defining what is “artificial intelligence”…
This article was originally published on Insurance Journal and is republished here with permission as it originally appeared on November 3, 2025.
Anyone in the insurance brokerage world generally knows the three magic words that require an insurance producer license:…
Key Point: All businesses struggle with cybersecurity risks presented by their service providers. New guidance from the NY DFS applies to all DFS regulated entities, but the guidance would assist any business in any industry in addressing these risks.
On…
On October 10, 2025, the Connecticut Department of Insurance (the Department) issued Bulletin SL-6 (the Bulletin) to restate the requirements generally applicable to surplus lines placements, and to advise that the diligent effort exception established by Public Act 25-87, effective…