Statute
FCRA
498 published works
Consumer Financial Services Law Monitor
CFPB Request for Information About the Status of Data Brokers Under the Fair Credit Reporting Act
By Julie D. Hoffmeister, Chris Willis
Please join Troutman Pepper Partner Chris Willis and his fellow Partner Julie Hoffmeister as they discuss the Consumer Financial Protection Bureau's (CFPB) recent request for information about data brokers and…
Privacy Zone
The Supreme Court Declines to Further Clarify Standing for Privacy Claims in <em>Wakefield v. ViSalus</em>
A number of federal privacy laws provide private rights of action, allowing individuals (or class actions) to bring claims alleging violations of certain privacy laws. Some examples of these statutes include…
Consumer Financial Services Law Monitor
Federal District Court Grants Summary Judgment Dismissing Claim that Creditor Conducted an Unreasonable Investigation of a FCRA Credit Reporting Dispute
By David N. Anthony, Ethan G. Ostroff, Alan D. Wingfield
In Suluki v. Credit One Bank, N.A. (Credit One), the Southern District of New York recently granted summary judgement to a creditor in a suit alleging violations of the Fair…
Consumer Finance and Fintech Blog
FTC Examining Small Business Credit Reporting System
By Moorari Shah, A.J. Dhaliwal
On March 17, the FTC announced its inquiry into the small business credit reporting industry. In particular, it is ordering five firms to provide detailed information about their products and…
Consumer Finance and Fintech Blog
CFPB Launches Inquiry into the Business Practices of Data Brokers
By Moorari Shah, A.J. Dhaliwal
On March 15, the CFPB issued a Request for Information (RFI) about data broker business practices to inform planned rulemaking under the FCRA and provide the CFPB with insight into…
Consumer Financial Services Law Monitor
Double Reporting Leads to Denial of Summary Judgment in Illinois FCRA Case
By Joshua Howell, Meagan Mihalko, Stefanie Jackman, David N. Anthony
An Illinois federal district court recently denied a creditor-defendant's motion for summary judgment in a Fair Credit Reporting Act (FCRA) case brought by a consumer who questioned why his debt…
Privacy World
CFPB and FTC to Scrutinize Tenant Screening Practices
Earlier this month, the Consumer Financial Protection Bureau (the “CFPB”) and Federal Trade Commission (the “FTC”) announced that they had issued a request for information (“RFI”) seeking public comment on…
Consumer Financial Services Law Monitor
California Federal Court Rules Employer’s Background Check Disclosures Meet FCRA Requirements
By Alan D. Wingfield, Chris Capurso, Mary Kate Kamka, Noland Butler
A recent opinion issued by the U.S. District Court for the Northern District of California granted an employer's motion for summary judgment, rejecting a series of technical arguments advanced by…
Consumer Finance Monitor
Ninth Circuit holds mortgage servicer’s reporting of Covid-19 forbearance plan complied with FCRA and CARES Act
In a win for Ballard Spahr client Specialized Loan Servicing LLC (SLS), the U.S. Court of Appeals for the Ninth Circuit recently held that SLS, a mortgage servicer, properly reported…
Consumer Financial Services Law Monitor
Year-End Report Reveals Continuing Trend of Increased FCRA and Decreased FDCPA and TCPA Filings in 2022
By David N. Anthony, Alan D. Wingfield, Noah DiPasquale
According to a recent year-in-review report by WebRecon, Fair Credit Reporting Act (FCRA) filings continued their slow-but-steady increased pace throughout 2022. On the other hand, filings under the Fair Debt…