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FCRA
495 published works
Consumer Financial Services Law Monitor
Regulatory Rollback: Inside the CFPB’s FCRA Guidance Withdrawal
By David M. Gettings, Kim Phan, Cindy D. Hanson, Chris Willis
In this special crossover episode between FCRA Focus and The Consumer Finance Podcast, Kim Phan, Dave Gettings, Chris Willis, and Cindy Hanson explore the recent withdrawal of Consumer Financial Protection…
Consumer Financial Services Law Monitor
Second Circuit Explains Reasonable Investigation Standard in Identity Theft Case Under FCRA
By David N. Anthony, Brooke Conkle, David M. Gettings, Jon S. Hubbard, Ethan G. Ostroff, A. Eli Kaplan
In a recent decision, the U.S. Court of Appeals for the Second Circuit clarified the expectations for furnishers when investigating consumer disputes under the Fair Credit Reporting Act (FCRA). In…
Global Policy Watch
Covington Robotics Forum Spotlight – Enhanced Autonomy: Strategies to Navigate New Regulations, Risks & Opportunities
By Moritz Hüsch, Priscilla Fasoro, Antonia Xu
On May 14, 2025, Covington convened experts across our practice groups for the Fourth Annual Covington Robotics Forum to explore the legal and regulatory risks and opportunities impacting robotics, AI,…
Consumer Financial Services Law Monitor
CFPB Rescinds Dozens of Regulatory Guidance Documents in Major Regulatory Shift
By David N. Anthony, David M. Gettings, Cindy D. Hanson, Stefanie Jackman, Lori Sommerfield, Chris Willis, Noah DiPasquale
Today, the Consumer Financial Protection Bureau (CFPB or Bureau) announced the withdrawal of 67 regulatory guidance documents, including interpretive rules, policy statements, and advisory opinions that have been issued since…
Drew Capuder's Employment Law Blog
Background Checks in Hiring—What Employers Can (and Can’t) Do
Introduction Running background checks on job applicants is a pretty standard part of the hiring process these days. But just because something is common doesn’t mean it’s simple. Between federal…
Consumer Financial Services Law Monitor
2024 Credit Reporting Review: Impactful Changes and Future Forecast
By David M. Gettings, Cindy D. Hanson, H. Scott Kelly, Tim J. St. George
In this episode of FCRA Focus, host Dave Gettings is joined by Cindy Hanson, Scott Kelly, and Tim St. George, partners in Troutman Pepper Locke's Consumer Financial Services Practice Group,…
Consumer Financial Services Law Monitor
Fourth Circuit Issues Ruling on Furnisher’s Duty to Investigate Legal Disputes Under FCRA
By David N. Anthony, Brooke Conkle, Stefanie Jackman, Jon S. Hubbard, Ethan G. Ostroff, Noah DiPasquale, David M. Gettings
On March 14, the U.S. Court of Appeals for the Fourth Circuit issued a ruling addressing the obligations of furnishers under the Fair Credit Reporting Act (FCRA) to conduct reasonable…
Consumer Finance and Fintech Blog
CFPB Extends Comment Periods for Two Proposed Regulation V Rules
By A.J. Dhaliwal, Mehul Madia, Beineng Zhang
The CFPB is extending the comment periods for two proposed rulemakings under Regulation V, which implements the Fair Credit Reporting Act (FCRA). On March 5, the Bureau extended the comment…
Consumer Financial Services Law Monitor
FCRA Regulatory Year in Review
By Kim Phan, David N. Anthony, Mark Furletti, Stefanie Jackman
Join host Kim Phan and special guests David Anthony, Stefanie Jackman, and Mark Furletti as they delve into the significant Fair Credit Reporting Act (FCRA) developments of 2024 and provide…
Consumer Finance Monitor
This week’s podcast episode: The CFPB’s Proposed Data Broker Rule
In today’s episode, we discuss the CFPB’s recent proposed data broker rule—a proposal that would greatly expand the reach of the Fair Credit Reporting Act. On December 3, the CFPB…