Statute
Regulation C
35 published works
Consumer Finance and Fintech Blog
CFPB Files Motion for Summary Judgment on HMDA Enforcement Action
By A.J. Dhaliwal, Mehul Madia, Maxwell Earp-Thomas, Maeve O'Leary
On May 16, the CFPB filed a motion for summary judgement in the U.S. District Court in the Southern District of Florida seeking a $20 million civil penalty against a…
LenderLaw Watch
CFPB Files Complaint Against Mortgage Originator For Allegedly Inaccurate HMDA Reporting
By Andrew Hill
On October 10, 2023, the Consumer Financial Protection Bureau (CFPB) announced that it filed a complaint against a residential mortgage loan originator and servicer alleging that the company violated the Home Mortgage Disclosure Act (HMDA),…
Consumer Financial Services Law Monitor
2020 HMDA Final Rule Partially Vacated: Closed-End Loan Reporting Threshold Lowered
As we previously discussed here, in 2020 the Consumer Financial Protection Bureau (CFPB) issued a final Home Mortgage Disclosure Act (HMDA) rule amending Regulation C to raise institutional and transactional…
Consumer Finance Monitor
CFPB issues request for information regarding assessment of HMDA rule
Earlier this week, the CFPB issued a Request for Information (RFI) regarding an assessment of the significant amendments to the Home Mortgage Disclosure Act rules, known as Regulation C, adopted…
Consumer Finance Monitor
CFPB Will Assess the 2015 HMDA Rule and Not Pursue Other HMDA Rulemakings
In connection with the release of its latest semi-annual regulatory agenda, the CFPB announced that it will assess the October 2015 significant amendments to Regulation C under the Home Mortgage Disclosure…
Consumer Finance Monitor
CFPB Raises HMDA Reporting Thresholds
The CFPB recently issued a final Home Mortgage Disclosure Act (HMDA) rule to increase the threshold to report closed-end mortgage loans from 25 to 100 originated loans in each of…
Consumer Finance Monitor
CFPB Postpones Certain Data Collections and Issues Guidance on Examinations, Supervision and Enforcement Approach During COVID-19 Crisis
On March 26, the CFPB issued three policy statements designed to provide flexibility to banks and financial services companies to allow them to focus on responding to customers in need…
MoFo ReEnforcement: The Enforcement Blog
Home Mortgage Disclosure Act Amendments: CFPB Issues Two Regulation C Releases
On May 2, 2019, the CFPB issued two releases related to Regulation C, which implements the Home Mortgage Disclosure Act (HMDA). The CFPB released a notice of proposed rulemaking (NPRM)…
Consumer Finance Monitor
CFPB Issues Proposed HMDA Rule and Advance Notice of Proposed Rulemaking
The CFPB recently issued both a proposed Home Mortgage Disclosure Act (HMDA) rule and an advance notice of proposed HMDA rulemaking. The CFPB also issued a summary that mainly focuses…
Consumer Finance Monitor
CFPB Spring 2018 rulemaking agenda contains significant changes under Mulvaney’s leadership
The CFPB's Spring 2018 rulemaking agenda has been published by the Office of Information and Regulatory Affairs (OIRA) as part of its Spring 2018 Unified Agenda of Federal Regulatory and…