Statute
RESPA
88 published works
Legal Secrets
Commission Splits & Finder’s Fees as RESPA Violations!
California law allows commission splits and finders fees to be paid, but under the Federal Real Estate Settlement procedures Act (RESPA) they may not be legal. If your seller or…
Consumer Finance Monitor
CFPB investigating Zillow for RESPA compliance
For years many industry participants wondered if allowing their real estate agents or loan officers to engage in co-marketing on Zillow Group applications and websites posed a risk to their…
Consumer Finance Monitor
PHH files opening en banc brief; seven supporting amicus briefs filed
On Friday, PHH filed its opening en banc brief with the D.C. Circuit in the rehearing of its appeal of Director Cordray's June 2015 decision that affirmed an administrative law…
The Legal Scoop on Southwest Florida Real Estate
Looking Back at 2016 Real Estate, Land Use and Environmental Legal Issues
As 2016 closes, we reached out to our team and asked them to share some of the most notable issues in real estate and land use & environmental law: Residential…
Consumer Finance Monitor
CFPB asks for rehearing en banc in PHH case
As we expected, the CFPB filed a petition with the D.C. Circuit this past Friday asking it to grant a rehearing en banc of its decision in CFPB v. PHH…
NextGen Financial Services Report
D.C. Circuit Panel Rules CFPB Structure Unconstitutional
By Dykema
Court Also Interprets RESPA Section 8 Anti-Kickback Provisions and Rules that the CFPB Is Subject to RESPA Statute of Limitations RESPA issues may be the most relevant aspect of the…
Consumer Financial Services Review
Court Rejects CFPB’s RESPA Interpretation, Declares Single-Director Structure Unconstitutional
By Andrea Pincus, Phillip L. Schulman, Holly Spencer Bunting, Ori Lev, Emily J. Booth-Dornfeld
Today, a three-judge panel of the United States Court of Appeals for the District of Columbia Circuit issued a ruling overturning a $109 million monetary penalty imposed by the Consumer…
MoFo ReEnforcement: The Enforcement Blog
D.C. Circuit Rules CFPB Unconstitutional, and Wrong on RESPA
The D.C. Circuit held today that the single-director structure of the CFPB violates Article II of the United States Constitution, and added important substantive rulings on the Real Estate Settlement…
International Financial Law Prof Blog
CFPB Amends Rules to Protect Consumers Applying For and Closing on a Mortgage Loan
2013 Integrated Mortgage Disclosure Rule Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) Sections 1098 and 1100A of the Dodd-Frank Wall…
NextGen Financial Services Report
CFPB to Issue Proposal in July Amending Rules on TILA-RESPA Integrated Disclosures
Real estate lenders and agents struggling with the new TILA-RESPA Integrated Disclosure rules will have the opportunity to suggest improvements to the rules this summer. On April 28, Consumer Financial…