Statute
TRID Rule
11 published works
Consumer Finance Monitor
CFPB Issues RFI on TRID Rule, Rescission and Reverse Mortgages
By Richard J. Andreano, Jr., John L. Culhane, Jr.
The CFPB recently issued a request for information (RFI) on the Truth in Lending Act (TILA)/Real Estate Settlement Procedures Act (RESPA) Integrated Disclosure (TRID) rule, the right of rescission under…
Consumer Finance Monitor
CFPB Publishes TRID Guides on Construction Loans
Although the 2017 amendments to the TRID rule, often referred to as TRID 2.0, added commentary to TRID provisions of Regulation Z and, particularly, Appendix D to Regulation Z, that…
Consumer Finance Monitor
CFPB Updates TRID Rule FAQs to Address Providing a Loan Estimate to Consumers
The CFPB recently updated the TRID rule FAQs to address questions about providing a Loan Estimate to consumers. The FAQs mostly confirm guidance previously provided by the CFPB in various…
Consumer Finance Monitor
CFPB Issues Guidance on Applicability of TRID Rule to Assumptions
The CFPB recently issued a factsheet addressing whether a Loan Estimate and Closing Disclosure are required in connection with the assumption of a residential mortgage loan. As previously reported, the…
Consumer Finance Monitor
CFPB Finalizes Black Hole Fix under TRID Rule
The CFPB, which is now referring to itself as the “Bureau of Consumer Financial Protection,” published the long-awaited final rule to address the so-called “black hole” issue under the TILA/RESPA…
Consumer Finance Monitor
CFPB releases summary of TRID Rule amendments
In July, the CFPB finalized amendments to the TILA/RESPA Integrated Disclosure (TRID) rule. Published in the Federal Register earlier this month, the amendments will become effective on October 10, 2017,…
Consumer Finance Monitor
CFPB issues executive summary of TRID Rule amendments
The CFPB recently issued final amendments to the TILA/RESPA Integrated Disclosure (TRID) rule and a proposal to further amend the TRID rule. The CFPB has also issued an Executive Summary of…
Subject to Inquiry
CFPB Proposes Multiple Changes to TRID “Know Before You Owe” Rule
By Government Investigations Group
The Consumer Financial Protection Bureau (“CFPB”) recently issued 293 pages of proposed changes (the “Amendments”) to the federal mortgage disclosure requirements it propounded in October 2015 commonly known as the…
MoFo ReEnforcement: The Enforcement Blog
CFPB Signals Coming Amendments to TRID Rule
In an April 28, 2016, letter to mortgage industry trade groups, the Director of the Consumer Financial Protection Bureau, Richard Cordray, signaled that the agency plans to propose amendments to…
Consumer Finance Monitor
House Passes Bill to Delay TRID
By Richard J. Andreano, Jr., Matthew Smith
On October 7, 2015, the U.S. House of Representatives passed a bill that would provide a safe harbor from the new TILA/RESPA Integrated Disclosure (TRID) rule for a period of…