Statute
TRID
62 published works
Consumer Finance Monitor
CFPB Issues TRID Rule FAQs on BUILD Act Partial Exemption
The CFPB recently issued an update to its Truth in Lending Act (TILA)/Real Estate Settlement Procedures Act (RESPA) Integrated Disclosure (TRID) rule FAQs to address a partial exemption added by…
Finance & Bankruptcy Law Blog
CFPB Issues Factsheet On TRID Title Insurance Disclosures And Updates TRID FAQ
On June 9 the Consumer Financial Protection Bureau (CFPB) published a Factsheet on how to disclose title insurance on the Loan Estimate and Closing Disclosure, including when a negative owner’s…
Consumer Finance Monitor
CFPB Publishes TRID FAQ’s and a Factsheet on Treatment of Title Insurance Premiums
On June 9, 2020, the CFPB published four new TRID FAQ’s and a TRID Factsheet (“Factsheet”). While the Factsheet is focused solely on the handling of title insurance disclosures under…
Consumer Finance Monitor
This week’s podcast: a discussion of the CFPB’s TRID Rule guidance
Last month, after more than three years of urging by the industry to provide written guidance, the CFPB issued four FAQs on its TILA/RESPA Integrated Disclosure (TRID) Rule. In this…
MoFo ReEnforcement: The Enforcement Blog
CFPB Issues FAQs for the TRID Rule
By Rick Fischer, Kathleen C. Ryan
The Consumer Financial Protection Bureau (CFPB) recently posted a new compliance tool on its website - answers to frequently asked questions (FAQs) about the TILA-RESPA Integrated Disclosure Rule (“TRID Rule”). The…
Consumer Finance Monitor
CFPB Publishes Informal Guidance on the TRID Rule
For years, the mortgage industry has urged the CFPB to issue informal written guidance on the TILA/RESPA Integrated Disclosure (TRID) Rule, as well as other rules. The CFPB resisted, providing…
Consumer Finance Monitor
CFPB Revises TRID Guides to Reflect Black Hole Fix
The CFPB recently issued revised TILA/RESPA Integrated Disclosure (TRID) rule guides to reflect the adoption of an amendment to the rule to fix the so-called “black hole” issue. As we…
Consumer Finance Monitor
Update to Black Hole Fix Under TRID Rule
As we reported previously, the CFPB recently adopted a long-awaited amendment to the TILA/RESPA Integrated Disclosure (TRID) rule that fixes the so-called black hole issue. The amendment was published in…
Consumer Finance Monitor
CFPB Finalizes Black Hole Fix under TRID Rule
The CFPB, which is now referring to itself as the “Bureau of Consumer Financial Protection,” published the long-awaited final rule to address the so-called “black hole” issue under the TILA/RESPA…
Consumer Finance Monitor
CFPB Updates TRID Rule Guide to Forms
The Consumer Financial Protection Bureau recently issued an updated version of the TILA-RESPA Integrated Disclosure Guide to the Loan Estimate and Closing Disclosure forms. The revised Guide incorporates the changes…