Topic
Additional Insured
195 published works
Insurance Law Hawaii
Umbrella Carrier Must Drop Down to Fill Gap in Coverage
The umbrella insurer was required to drop down when the primary carrier's policy only covered the additional insured when it was vicariously liable for the named insured's operations.…
Insurance Law Hawaii
With Certified Question Answered, Ninth Circuit Finds Insurer Bound by Agent’s Certificate of Insurance
The Ninth Circuit, relying upon the Washington Supreme Court's response to a certified question (prior post here] found that the insurer was bound by the agent's certificate of…
Zalma on Insurance
It is Essential to Read the Entire Contract Requiring Additional Insured
By Barry Zalma
Insurer’s Over Precise Interpretation of Contract Ignores Meaning of Entire Contract The covenant of good faith and fair dealing requires an insurer to interpret its obligations under a policy of…
Insurance Law Hawaii
Insurer Must Defend Additional Insured Though Its Insured is a Non-Party
The plaintiff insurer's motion for partial summary judgment seeking an order that defendant insurer was obligated to defend a non-party as an additional insured was granted. Am Empire Surplus…
HeplerBroom Blog
Does an Illinois Insurance Producer Owe a Legal Duty to an Additional Insured on a Policy It Procured? It Certainly Shouldn’t, and Here’s Why?
HeplerBroom has a long history of defending insurance producers across Illinois, with a strong appellate record on the ordinary-care duty and statute of limitations issues in particular. Western Cons. Prem.…
Larkin Hoffman Real Estate and Construction Blog
Exactly Who is Insured Under Your Insurance Policy?
The insurance application process is often the only time a policyholder thinks of who should be covered under a policy. Most policies have a “named insured” and other “insureds” specifically…
Insurance Law Hawaii
Insurer Timely Denies Claim of Additional Insured
No defense was owed to the additional insured despite the argument that the insurer's denial was untimely. Houston Cas. Co. v. Cavan Corp. of NY, Inc., 2019 N.Y.…
California Construction Law Blog
Court of Appeals Finds Additional Insured Coverage Despite “Care, Custody or Control” Exclusion
By Garret Murai
By Garret Murai, July 30, 2019 When things go wrong on a construction project it’s often a scramble of finger pointing. In McMillin Homes Construction, Inc. v. National Fire & Marine…
Zalma on Insurance
When an Additional Insured is not Entitled to Defense or Indemnity
By Barry Zalma
Additional Insured only Covered for Liability Resulting from the Acts of the Named Insured Owners and General Contractors almost always require that the subcontractor make the owner and General Contractor…
Zalma on Insurance
You Only Get What You Pay For
By Barry Zalma
No Need for, Nor Right to, Indemnity – No Damages Insurance is a risk transfer device. Construction contracts also act as risk transfer devices since they include indemnity agreements and…