Topic
Annuities
203 published works
The Business of Benefits
Meaningful Lessons From DOL’s “Withdrawal of Withdrawal” of Plan Annuity Regs
By Robert Toth
As part of the DOL’s efforts under Executive Order 14192, titled Unleashing Prosperity Through Deregulation (90 FR 9065, Feb. 6, 2025), the Department undertook to withdraw two seemingly innocuous annuity…
Insurance
APRA proposes changes to capital framework for annuity products
By Lucinda McCann, Liz Hastilow, James Morris (AU), Ray Giblett (AU)
On 12 June 2025, the Australian Prudential Regulation Authority (APRA) issued a consultation paper on modifying the capital framework for annuities. In summary the proposals redesign the illiquidity premium in…
Boston ERISA & Insurance Litigation Blog
When the Best Offense is a Good Defense: Adding Annuities to 401(k) Plans
Years ago, I represented a financial advisor in a dispute with a particular, well-known financial product provider after the advisor concluded that the fees in the annuities offered by that…
Cohen & Buckmann Insights
Why Don't More 401(k) Plans Have Lifetime Income Options?
401(k) plan participants worry that they will outlive their retirement income. Studies show that a large percentage of 401(k) participants (a recent survey by Nuveen and TIAA put that percentage…
The Business of Benefits
Stark DC Annuity Lessons from the JP Morgan Stable Value Class Action Pleadings
By Robert Toth
I had to chuckle a bit when I first read Nevin Adam’s excellent (of course) recap of the latest DC class action lawsuit, this one involving JP Morgan Chase Bank’s…
Federal Regulatory & Enforcement Insider
SEC Adopts Significant Form and Rule Amendments for the Registration of RILAs and MVAs
By Nathaniel Segal, Jacob C. Tiedt, Mark Quade, Jake W. Wiesen
On July 1, 2024, the SEC adopted tailored disclosure requirements and offering processes for non-variable annuity contracts—specifically, for registered index-linked annuities (RILAs) and annuity contracts that offer fixed investment options…
Free Writings + Perspectives
RILA Modernization
By Bradley Berman, Anna T. Pinedo, Lawrence R. Hamilton, Michael Hyatte
On July 1, 2024, the Securities and Exchange Commission adopted rule and form amendments that require issuers of registered index-linked annuities (“RILAs”) to exclusively register their offerings on Form N-4.…
The CLS Blue Sky Blog
SEC Chair Gensler on Registration Form for Index-Linked Annuities
By Gary Gensler
Today [July 1], the Commission adopted amendments to provide a tailored form to register the offerings of registered index-linked annuities (“RILAs”) and registered market value adjustment annuities (“registered MVA annuities”).…
The Securities Law Blog
SEC Adopts Tailored Registration Form for Offerings of Registered Index-Linked and Registered Market-Value Adjustment Annuities
The Securities and Exchange Commission today adopted tailored disclosure requirements and offering processes for offerings of registered index-linked annuities (RILAs) and registered market value adjustment annuities (registered MVA annuities, and……
China Law Vision
Legal Basis for Policy Conversion in China
By Hao Zhan, Ying Song, Wesley, Libo Zhu
Ⅰ . Background With the further aging of the population, the pension issue has gradually become a focus of attention in CHina, prompting the insurance industry to explore and develop life…