Topic
Arson
199 published works
Zalma's Insurance 101 Videoblog
Insurance 101 – Chapter 16 Volume 40 – Preponderance of Evidence
By Barry Zalma
Preponderance of Evidence An insurer need only prove arson by a preponderance of the evidence, according to the appellate division of the New Jersey Superior court, in Olesak v. Central…
Zalma's Insurance 101 Videoblog
Insurance 101 – Chapter 16 Volume 31 – Subrogating Against Arsonist
By Barry Zalma
Subrogating Against Arsonist On occasion, an insurer faced with an arson claim will pay the insured for fear of a bad faith suit and then subrogate against the arsonist. This…
Zalma's Insurance 101 Videoblog
Insurance 101 – Chapter 15 – Volume 96 – More Red Flags – Arson for Profit
By Barry Zalma
More Red Flags – Arson for Profit The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published by the National Underwriter Company and is available at…
Zalma's Insurance 101 Videoblog
Insurance 101 – Chapter 15 – Volume 83 – Arson is a Covered Peril
By Barry Zalma
Arson is a Covered Peril Arson is a fire, it is not an excluded peril in any first party property policy of insurance. Arson is never a defense to an …
Zalma's Insurance 101 Videoblog
Insurance 101 – Chapter 15 – Volume 82 – Arson Investigation Team
By Barry Zalma
Arson Investigation Team There is no question that the team approach suggested above will be expensive. The adjuster must consider whether such a team would be a cost-effective approach to…
Zalma's Insurance 101 Videoblog
Insurance 101 – Chapter 15 – Volume 81 – Use a Team Approach
By Barry Zalma
Use a Team Approach Investigation of a large suspected arson-for-profit fire is a complex matter that can seldom be completed by one person alone. It usually requires a team. The…
Zalma's Insurance 101 Videoblog
Chapter 15 – Volume 78 – Fire Investigative Tools
By Barry Zalma
Fire Investigative Tools Detection Devices If the adjuster believes there is the presence of a liquid accelerant, a combustible vapor detector or “sniffer” may be needed. The sniffer, available to…
Zalma's Insurance 101 Videoblog
Chapter 15 – Volume 72 – Case Studies – Arson for Profit
By Barry Zalma
Case Studies – Arson for Profit A fire set for the sole purpose of collecting off an insurance policy is an arson for profit and a serious crime. The following…
Zalma's Insurance 101 Videoblog
Insurance 101 – Chapter 15 – Volume 64 – When Insured is Arrested
By Barry Zalma
When Insured is Arrested However, even if the insured is the target of a criminal investigation of suspected arson, the insured is still required to submit to an EUO. Failure…
Zalma's Insurance 101 Videoblog
Insurance 101 – Chapter 15 – Volume 27 – Arson Science
By Barry Zalma
Arson Science The arson science underlying multiple conviction for arson turned out to be all wrong. The following video was adapted from my book, “Insurance Claims A Comprehensive Guide” Published…