Topic
Data Accuracy
18 published works
Consumer Financial Services Law Monitor
Eighth Circuit Holds Consumer Reporting Agency’s Reliance on Official Court Website Satisfies FCRA Reasonable Procedures Standard
By David N. Anthony, Cindy D. Hanson, Noah DiPasquale
On June 25, the U.S. Court of Appeals for the Eighth Circuit issued a decision affirming summary judgment in favor of a consumer reporting agency (CRA) that allegedly issued an…
Regulatory Oversight
CFPB Issues Bulletin on Rental Screening and Issues of Concern
By David N. Anthony, Cindy D. Hanson, Ronald I. Raether, Jr., Tim J. St. George
On July 1, the Consumer Financial Protection Bureau (CFPB or Bureau) released a FCRA Tenant Screening Enforcement Compliance Bulletin, outlining its enforcement focus areas as the country transitions to a…
Privacy World
Vast FCRA Horizon: Court Casts Simple Breach of Contract as Potential FCRA Violation
By Glenn A. Brown, Angelo Carosio
This case from the Southern District of West Virginia was brought by a husband and wife, alleging that furnisher Ally Financial (“Ally”) violated the FCRA by failing to conduct a…
Privacy Compliance & Data Security
FTC: If It’s Out of Date, or Inaccurate, Don’t Include It in Your Privacy Notice
By Odia Kagan
The U.S. Federal Trade Commission (FTC) has entered into a settlement agreement with a company that claims on its website that it is EU U.S. Privacy Shield certified, when in…
Consumer Finance Monitor
CFBP Releases Special Edition of its Supervisory Highlights Focusing on Consumer Reporting
By Kim Phan, Ballard CFS Group
The CFPB recently released a "Special Edition" of its Supervisory Highlights that focuses exclusively on data accuracy issues in consumer credit reporting and the handling and resolution of consumer disputes.…
Consumer Finance Monitor
American Banker claims CFPB complaint database believed to be unreliable
A recent article by the American Banker claims, based on undisclosed CFPB documents and interviews with current and former agency officials, that the CFPB’s consumer complaint database is widely held…
The Ethical Investigator
The Spokeo Lawsuit: Databases Are Riddled With Errors
By Philip Segal
Spokeo and other low-cost or free information sites on the web spew out a lot of garbage, and that can do a lot of harm. This blog takes no position…
The Faculty Lounge
Is Law School Transparency a Reliable Source for Information?
Did you know that Kansas Law charges $21,173 for in-state, resident tuition? That Iowa Law charges $51,864 for non-resident tuition? Did you know that the interest rates for graduate federal…
Consumer Finance Monitor
CFPB requires credit bureaus to identify furnishers and industries with highest dispute rates and issues study of collections tradelines
In conjunction with its field hearing today on medical debt collection, the CFPB released a study that "describes characteristics of the medical and non-medical collections tradelines on consumers' credit reports…
Health Industry Washington Watch
CMS Revises Sunshine Act “Open Payments” System Review/Dispute Deadlines Amid Concerns about Data Accuracy
CMS has reopened the Open Payments system after it was taken offline temporarily to “resolve a data integrity issue.” According to a CMS press release, applicable manufacturers and group purchasing…