Topic
Fair Lending
219 published works
Consumer Finance Monitor
CFPB’s Latest Semiannual Report Highlights a Dramatic Shift in the Bureau’s Regulatory Priorities
By Alan S. Kaplinsky, John L. Culhane, Jr.
The Consumer Financial Protection Bureau’s newly released Semi-Annual Report to Congress for January–June 2026 offers a revealing account of the Trump Administration’s transformation of the Bureau. The report, released on…
Consumer Financial Services Law Monitor
Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – November 3, 2026
To keep receiving your weekly insights, all you need to do is subscribe to our new Consumer Financial Services Weekly Newsletter — it's quick and easy. We'll see you there!…
Consumer Financial Services Law Monitor
New Lawsuit Challenges CFPB’s Regulation B/Subpart A Overhaul
By Lori Sommerfield, Chris Willis, Lane Page
On October 29, the National Urban League (NUL) and the Massachusetts Association of Community Development Corporations (MACDC) filed suit in the U.S. District Court for the District of Massachusetts challenging…
Consumer Financial Services Law Monitor
Targeted Ads, Fair Lending Risk: Why Lenders Should Plan for Today’s and Tomorrow’s CFPB
By Chris Willis
In this episode of The Consumer Finance Podcast, host Chris Willis is joined by Stephen Hayes, co-managing partner of Relman Colfax, to discuss targeted digital advertising, an unsettled area of…
Consumer Financial Services Law Monitor
CFPB’s 2025 Fair Lending Report Chronicles Major Shift in Fair Lending Examination, Supervision, and Enforcement
By Lori Sommerfield, Chris Willis, Lane Page
On October 1, the Consumer Financial Protection Bureau (CFPB or Bureau) released its Fair Lending Report for 2025, documenting a significant overhaul of the Bureau's fair lending program under current…
Consumer Financial Services Review
California Enacts its Fair Lending Examination Act
California Governor Newsom signed a slate of legislation on September 30, 2026, including Assembly Bill 801, the California Fair Lending Examination Act. The Act (or AB 801) establishes a new…
Consumer Financial Services Law Monitor
The FTC Caught Up: What You Need to Know About Its Latest Disparate Impact Statement
By Chris Willis, Brooke Conkle, Chris Capurso
In this crossover edition of Moving the Metal: The Auto Finance Podcast and The Consumer Finance Podcast, hosts Brooke Conkle, Chris Capurso, and Chris Willis break down the FTC's policy…
Consumer Financial Services Law Monitor
The FTC Caught Up: What You Need to Know About Its Latest Disparate Impact Statement
By Brooke Conkle, Chris Capurso, Chris Willis
In this crossover edition of Moving the Metal: The Auto Finance Podcast and The Consumer Finance Podcast, hosts Brooke Conkle, Chris Capurso, and Chris Willis break down the FTC's policy…
Consumer Financial Services Law Monitor
FTC Hits the Brakes on Disparate Impact
By Brooke Conkle, Chris Capurso
In this episode of Moving the Metal, hosts Brooke Conkle and Chris Capurso break down the FTC's landmark policy statement officially abandoning disparate impact enforcement and what it means for…
Consumer Finance Monitor
FTC Abandons Disparate Impact and “Unfair Discrimination” Theories: A Major Shift in Federal Consumer-Protection Law
By Richard J. Andreano, Jr., John L. Culhane, Jr., Alan S. Kaplinsky, Ronald K. Vaske
The Federal Trade Commission (FTC) has taken a major step toward dismantling two theories of discrimination. In a new Policy Statement Regarding Disparate-Impact Claims and “Unfair Discrimination” Claims, the FTC…