Topic
Faulty Workmanship
140 published works
The Lien Zone
Will my insurance cover claims for defective work?
By Alex Barthet
You might assume your insurance (typically your commercial general liability insurance) will cover claims for your defective work. Unfortunately, this is not always true. Your general liability insurance is intended…
Insurance Law Hawaii
Property Damage to Insured’s Own Work is Not Covered
The Michigan Court of Appeals found there was no coverage for a lawsuit filed against the insureds for faulty workmanship. Skanska United States Bldg. v M.A.P. Mech. Contrs., 2019…
Insurance Law Hawaii
Exclusion j (6) Not Applicable to Bar Coverage for Alleged Faulty Workmanship
The appellate court vacated the trial court's grant of summary judgment to the insurer because of the subcontractor's alleged faulty workmanship. All America Ins. Co. v. Lampasona Concrete Corp.,…
Zalma on Insurance
Faulty Workmanship Not an “Occurrence”
By Barry Zalma
CGL Provides No Coverage for Damage to the Insured’s Work Construction contracts are risk transfer devices. The owner shifts the risk of loss to the general contractor who shifts the…
Insurance Law Hawaii
No Coverage for Defects in Subcontrator’s Own Work
Damage to the concrete floor installed by the insured subcontractor was not property damage and thus not covered under the insured's CGL policy. Kalman Floor Co. v. Old Republic…
Insurance Law Hawaii
Insurer Must Defend Subcontractor For Claims Alleging Faulty Workmanship
Interpreting Florida law, the federal district court found that the insurer must defend the subcontractor for claims based upon faulty workmanship. S. Owners Ins. Co. v. Gallo Bldg. Servs.,…
Insurance Law Hawaii
Ohio Supreme Court Holds No Occurence Arises from Subcontractor’s Faulty Workmanship
The Ohio Supreme Court bucked the modern trend by finding that there was no coverage under CGL policy's the subcontractor's exception for faulty workmanship claimed against the insured. Ohio…
Policyholder Pulse
Ohio Supreme Court Finds Subcontractor’s Faulty Workmanship Causing Damage to the Work Itself Not Covered under CGL Policy
Last week, the Ohio Supreme Court unfortunately narrowed the scope of coverage for a subcontractor’s faulty workmanship. The court held in Ohio Northern University v. Charles Construction Services, Inc. that…
Zalma on Insurance
No “Occurrence” in Ohio for Contractor’s or Sub-Contractor’s Defective Work
By Barry Zalma
An “Occurrence” Must Be Fortuitous Ohio, bucking the majority of court opinions, has interpreted the standard Commercial General Liability (CGL) policy to require for coverage to exist that a loss…
Construction Law Insights
Ohio High Court Rejects Coverage for Defective Work of Subcontractors
On October 9, 2018, the Ohio Supreme Court ruled that general liability insurance purchased by a contractor does not cover the defective work of its subcontractors. As a result, even…