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Financial Technology

1,132 published works

  1. Regulatory Oversight

    Mass Arbitration: Managing the Risk for Payments and Fintech Companies

    By Justin Weber, Carlin McCrory

    In this episode of Payments Pros, host Carlin McCrory is joined by Justin Weber, a business litigation partner at Troutman Pepper Locke, to discuss arbitration and the growing challenge of…

  2. Consumer Financial Services Law Monitor

    Mass Arbitration: Managing the Risk for Payments and Fintech Companies

    By Justin Weber, Carlin McCrory

    In this episode of Payments Pros, host Carlin McCrory is joined by Justin Weber, a business litigation partner at Troutman Pepper Locke, to discuss arbitration and the growing challenge of…

  3. Consumer Financial Services Law Monitor

    Washington DFI Proposes Detailed Predominant Economic Interest and Totality of the Circumstances Tests Under the Consumer Loan Act

    By Caleb Rosenberg, Taylor Gess, Colin Wilson

    On October 23, the Washington Department of Financial Institutions (DFI) filed a new notice of proposed rulemaking implementing the Predatory Loan Prevention Act (PLPA). The PLPA added anti-evasion provisions including…

  4. Substance Law Blog

    Canada’s Proposed Stablecoin Regulations: What Issuers and Payment Businesses Need to Know

    By Harrison Jordan

    On October 24, 2026, the federal government published the proposed Stablecoin Regulations in the Canada Gazette, Part I, Volume 160, Number 43. The draft regulations are needed to bring the…

  5. Consumer Financial Services Law Monitor

    Banking in a Multirail Era: Strategies for Preserving the Customer Relationship

    By Genna Garver

    In this episode of The Crypto Exchange, co-host Genna Garver talks with John D'Agostino of Coinbase Institutional and Chris Kennedy of Regions Bank. They discuss their working paper, "Banks May…

  6. Financial Services Perspectives

    OCC Finalizes GENIUS Act Rule: What National Banks and Their Fintech Partners Should Do Before January 18, 2027

    By Leah M. Campbell, Erin Jane Illman, Howard W. Herndon, Allison M. Lewis, Jacque Kruppa, Emma Rice

    On October 21, 2026, the OCC announced its final rule implementing the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. The rule sets requirements for permitted payment stablecoin…

  7. Lawline Blog

    The GENIUS Act, Explained: 18 Questions Attorneys Are Asking About Payment Stablecoins

    By sarah-millslawline-com-lawline-staff-writer

    October is National Cryptocurrency Month, and there is no bigger story in digital asset regulation right now than the GENIUS Act. Signed into law in July 2025, it is the…

  8. Consumer Financial Services Law Monitor

    California Enacts New Licensing and Conduct Regime for Commercial Financing Providers and Brokers

    By Joseph Reilly, Caleb Rosenberg

    On September 30, Governor Newsom signed Assembly Bill 2116, a significant expansion of the California Financing Law (CFL) that brings additional categories of small-business commercial financing under state licensing requirements…

  9. Jotwell

    You Have to Laugh at Fintech, Or You’ll Cry

    By Woodrow Hartzog

    Readers of law journal articles wouldn’t be out of line for thinking that we legal scholars take ourselves too seriously and write too obtusely. We know it’s a problem and…

  10. Global Regulation Tomorrow

    Draft SI: The Financial Services and Markets Act 2023 (Addition of Relevant Enactments) Regulations 2026

    By Simon Lovegrove (UK), Charlotte Carnegie

    On 13 October 2026, there were published a draft of The Financial Services and Markets Act 2023 (Addition of Relevant Enactments) Regulations 2026, with an explanatory memorandum. Background HM Treasury…