Topic
Foreclosures
855 published works
New Jersey Foreclosure Defense Blog
Attorney’s Fees and Court Costs in a New Jersey Foreclosure: What Can Be Added to the Judgment?
By John Fazzio
Short answer: A New Jersey foreclosure judgment may include more than unpaid principal and interest. Depending on the loan documents, court rules, and proven charges, the amount due can include…
New Jersey Foreclosure Defense Blog
When a New Jersey Foreclosure Becomes Uncontested: Default, the Office of Foreclosure, and Final Judgment
By John Fazzio
Short answer: A New Jersey foreclosure can proceed as uncontested when no timely Answer is filed, when an Answer does not dispute the lender’s right to foreclose, or when a…
New Jersey Foreclosure Defense Blog
Preparing for a Contested New Jersey Foreclosure Trial: Witnesses, Exhibits, and Proof
By John Fazzio
Featured image caption: A foreclosure trial is decided from admissible testimony and exhibits, not merely the allegations, correspondence, or documents collected before trial. Short answer: A contested New Jersey foreclosure…
New Jersey Foreclosure Defense Blog
Dismissed Foreclosure Cases in New Jersey: Reinstatement, Refiling, and What Happens Next
By John Fazzio
Featured image caption: A dismissal order can pause or end the current foreclosure case, but the order, docket, mortgage, and next filing must be reviewed together. Short answer: A New…
New Jersey Foreclosure Defense Blog
Appealing a New Jersey Foreclosure Judgment: Deadlines, Finality, and Stays Pending Appeal
By John Fazzio
Featured image caption: A foreclosure appeal requires immediate review of the signed order, finality, the appellate deadline, and whether enforcement must be separately stayed. Short answer: In a New Jersey…
New Jersey Foreclosure Defense Blog
Discovery in a Contested New Jersey Foreclosure: Documents, Depositions, and Motions to Compel
By John Fazzio
Featured image caption: Discovery turns a contested foreclosure from allegations into a documented record of the loan, payments, notices, transfers, and servicing activity. Short answer: Discovery is the formal process…
FBT Gibbons
Before You Give Back the Keys: Tax Traps in Deed-in-Lieu Transactions
The common perception of a nonrecourse commercial real estate loan is that the worst consequence of default is simply “tossing the keys” back to the lender with no further liability…
New Jersey Foreclosure Defense Blog
Summary Judgment in a New Jersey Foreclosure: Evidence, Deadlines, and What Homeowners Should Do
By John Fazzio
Featured image caption: A foreclosure summary-judgment motion is decided from an organized record of facts, certifications, and admissible evidence. Short answer: A motion for summary judgment asks the General Equity…
New Jersey Foreclosure Defense Blog
Omitted Parties in a New Jersey Mortgage Foreclosure: Co-Owners, Heirs, Tenants, and Lienholders
By John Fazzio
Featured image caption: A New Jersey property file can involve owners, heirs, tenants, and lienholders whose rights require separate review. Short answer: A New Jersey foreclosure complaint generally should identify…
Law Firm Carolinas Blog
Foreclosure Surplus Funds: What South Carolina HOAs Need to Know
By David Wilson
When a bank forecloses on a home in a South Carolina homeowners association, the property may sell for more than the amount owed on the mortgage. The remaining money, known…