Topic
Housing Finance
91 published works
Rocky Mountain Real Estate Law
Colorado HB26-1206: Expanded Housing Authority Financing Powers
Colorado lawmakers continue to pursue aggressive housing policy reforms aimed at increasing housing supply and expanding affordable housing financing tools. One significant measure introduced during the 2026 legislative session is…
Bright Law Blog
APRA limit on high debt-to-income home loans
APRA has announced that it is activating a debt-to-income (DTI) lending limit on residential mortgage lending as a macroprudential tool to prevent the potential build-up of housing-related vulnerabilities. The limit…
Crunched Credit
A Possibly Puckish Take on the Future of the GSEs’ Multifamily Businesses
By Rick Jones
I am joining the hordes occupying the chatter-sphere to opine about what the GSEs should look like, post conservatorship. Having reviewed loads of opinions about the future of the Twins, I’m pretty…
Banking, Finance and Securities
EBA Final Report – Guidelines on ADC exposures to residential property under Article 126a of CRR
By Simon Lovegrove (UK), Michael Born (DE)
On 1 July 2025, the European Banking Authority (EBA) issued a Final Report on acquisition, development and construction (ADC) exposures to residential property under Article 126a of the Capital Requirements…
Consumer Finance Monitor
FHFA Announces 2024 Conforming Mortgage Loan Limits
The Federal Housing Finance Agency (FHFA) recently announced the conforming loan limits for residential mortgage loans acquired by Fannie Mae and Freddie Mac in 2024. Fannie Mae addresses the limits…
Consumer Financial Services Review
FHFA Proposes Regulatory and Legislative Reforms for FHLB System
By Andrew J. Olmem, Jeffrey P. Taft, Daniel Pearson
On November 7, 2023, the Federal Housing Finance Agency proposed a series of significant regulatory and legislative reforms for the Federal Home Loan Bank System in a much-anticipated report, “FHLBank…
Bright Law Blog
APRA home lending standards update
The Australian Prudential Regulation Authority (APRA) has written to all authorised deposit-taking institutions (ADIs) to reiterate its expectations around managing exceptions to housing lending policy. The letter follows recent changes…
Consumer Finance Monitor
FHFA Announces 2023 Conforming Loan Limits
The Federal Housing Finance Agency (FHFA) recently announced the conforming loan limits for residential mortgage loans acquired by Fannie Mae and Freddie Mac in 2023. Fannie Mae addresses the limits in…
Ahead of Schedule
Financing Options Affordable Housing Developers Should Consider
By Kate Mathews, Scott Rosenthal, Mark Houk
According to the latest figures from organizations such as the National Low Income Housing Coalition, Oregon needs tens of thousands of additional affordable rental homes just to meet the current…
Consumer Finance Monitor
FHFA announces Office of Financial Technology
On July 18, the Federal Housing Finance Agency (“FHFA”) announced the launch of a new Office of Financial Technology with the goal of advancing effective risk management as it evaluates…