Topic
Hurricanes
471 published works
Insurance Law Hawaii
Policy Purchased by Mortgagee Does Not Insure Homeowner’s Hurricane Damage
The court granted the insurer's motion to dismiss the homeowner's claim against the insurer because the policy insured the mortgagee, not the homeowner. Barbin v. Integon Nat'l Ins.…
Insurance Law Hawaii
No Coverage for Roof Collapse During Hurricane
The Fifth Circuit affirmed the district court's determination that the insured's roof collapse was not covered. Exclusive Real Estate Inv., L.L.C. v. S.G.L. No. 1, Ltd., 2023 U.S.…
Property Insurance Coverage Law Blog
Hurricane Irma Claim Is Finally Going to Appraisal
By Chip Merlin
Hurricane Irma struck over six years ago. A policyholder who could not obtain a fair recovery took the alternative to litigation by invoking appraisal. Little did the policyholder know that…
Property Insurance Coverage Law Blog
Why the Property Insurance Industry Is Dominated by Bean Counters —Why Is Your Hurricane Ian Claim Underpaid and Delayed
By Chip Merlin
Our law firm library is brimming with insurance company chronicles from books published long ago by the insurance industry. In these, company executives of yesteryears boasted about the swiftness with…
Property Insurance Coverage Law Blog
Reflecting on the Approach of Hurricane Idalia
By Chip Merlin
I find myself deeply touched by the outpouring of concern I've received through calls, emails, and texts. Even from unexpected sources like Steve Badger, there's been an overwhelming wish for…
Insurance Law Hawaii
Jury’s Verdict for Loss Caused by Collapse Overturned
The Florida Court of Appeal overturned the jury's verdict findng loss caused by collapse. Universal Prop. & Cas. Ins. Co. v. Caboverde, 2023 Fla. App. LEXIS 4474 (Fla. Ct.…
Property Insurance Coverage Law Blog
<em>Florida Homeowners: Possible Federal Funding for Hardening Your Property from Hurricane Damage</em>
The Florida Department of Commerce (Florida Commerce) has announced the opening of the 30-day public comment period to seek public input on Florida's Draft State Action Plan to access and…
Insurance Law Hawaii
Eleventh Circuit Affirms Jury Verdict on Covered Property Loss
The Eleventh Circuit affirmed the district court's denial of a motion for a new trial after the jury determined the insurer owed policy benefits for hurricane damage to…
Property Insurance Coverage Law Blog
Statutes of Limitation Require Filing a Lawsuit or Obtaining an Extension of Time to Do So
By Chip Merlin
A headline in Law360 caught my attention: $13.8M Irma Coverage Suit Shot Down Again By Fla. Court.1 The case involved a law firm that was responding to those incessant and…
Hunton Insurance Recovery Blog
Not Our Territory: 11th Circuit Dismisses Hurricane Damage Appraisal Order for Lack of Jurisdiction
By Veronica P. Adams, Koorosh Talieh
The hurdles policyholders have faced with the appraisal process in Florida are far from over. In the past, many Florida courts have limited the scope for appraisal, strictly construing the…