Topic
Lending
188 published works
Consumer Finance Monitor
Fed, FDIC extend deadline for comments on extension of credit to bank officials
The Federal Reserve and the FDIC have extended until Nov. 4 the deadline for comments on a proposal governing extension of credit by banks to their executive officers, directors, principal…
ContractsProf Blog
Tuesday Tips: New and Noteworthy from SSRN
Rachel Leow & Timothy Liau A Comparative Common Law Study on Restitution from the State Abstract When should restitution from the State be available? The jurisdictions examined in this paper—England,…
Thomson Reuters Law Blog
Capital markets trends: What’s changing in loan and credit agreement terms
By Jadematusick
Highlights H1 2026 loan terms show creditors strengthening liability management protections, with almost every major covenant term reaching a new record. J. Crew blockers now appear in half of deals,…
Financial Services Observer
Dave Challenges Baltimore’s Authority to Enforce Consumer Protection Ordinance Against Cash-Advance Products
By Shirin Afsous, Tonya Esposito, S. Mohsin Reza, Douglas Gansler
A dispute between the city of Baltimore and Dave Inc. (Dave) raises questions about the scope of local consumer-protection authority and its relationship to Maryland’s statewide consumer-lending framework. Dave has…
Consumer Financial Services Law Monitor
The Foreclosure Comeback: Residential and Commercial Risks for Lenders and Servicers
By Matthew Brooks, Joseph DeFazio, Erin Edwards, Jason E. Manning, Chris Willis
In this episode of The Consumer Finance Podcast, host Chris Willis is joined by partners Erin Edwards, Jason Manning, and Joe DeFazio, along with special guest Matt Brooks, a partner…
Global Regulation Tomorrow
PRA / FCA Policy Statement on high loan to income lending
On 14 October 2026, the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) issued Policy Statement 19/26 26/20: High loan to income lending (PS19/26). Background On 1 April 2026,…
FBT Gibbons
Money Matters Roundup | October 2026
Money Matters is a monthly snapshot of key developments across the financial services industry. From regulatory changes and enforcement actions to lending and compliance trends, we track notable issues affecting…
Consumer Finance Monitor
California Enacts Sweeping New Regulation of Commercial Financing
By John D. Socknat, Alan S. Kaplinsky, John L. Culhane, Jr.
California has once again expanded its regulation of financial services. On September 30, 2026, Governor Gavin Newsom signed Assembly Bill 2116, which will subject a broad range of commercial financing…
Rocky Mountain Real Estate Law
Energize Denver Update: Federal Court Challenge and New Lender Requirement
On August 27, 2026, updated rules and regulations governing Denver's Energize Denver Building Performance Policy (the "2026 Rules") went into effect. The 2026 Rules implement ordinance amendments approved by Denver…
FBT Gibbons
The Beyond Agency Series: Multifamily Loans in a Higher for Longer World
For 15 years, agency debt was the obvious answer for financing stabilized multifamily assets. It is still an excellent option under certain circumstances, but for a growing number of sponsors…