Topic
Long-Term Disability
356 published works
Achkar Law Blog
What Is Long-Term Disability (LTD)? | Ontario Guide
Long-term disability (LTD) benefits provide income replacement when a medical condition prevents you from working for an extended period.In Ontario, long-term disability coverage is typically provided through workplace group insurance…
Roberts Disability Law Blog
Pre-Existing Condition Exclusion Bars LTD Claim Based on Prior Treatment for Low Back Pain
In Hudson v. Principal Life Insurance Co., No. 24-1308 (JRT/ECW), 2026 WL 496683 (D. Minn. Feb. 23, 2026), the District of Minnesota held that a long-term disability claim was barred…
Roberts Disability Law Blog
Wisconsin Federal Court Finds in Favor of ERISA Long-Term Disability Claimant, But Grants Insurer Right to Recover SSDI Overpayment
In Lehnen v. Unum Life Insurance Co., No. 23-CV-192-WMC, 2026 WL 444692 (W.D. Wis. Feb. 17, 2026), the Western District of Wisconsin held that a long-term disability claimant was entitled…
Roberts Disability Law Blog
Eleventh Circuit Affirms Long-Term Disability Denial Based on Coverage Lapse and Preexisting Condition Where Payroll Records Show Reduced Hours
In Tunkle v. Reliastar Life Insurance Company, No. 24-12563, 2026 WL 144606 (11th Cir. Jan. 20, 2026), the Eleventh Circuit affirmed summary judgment in favor of ReliaStar Life Insurance Company,…
Roberts Disability Law Blog
N.D. California Holds LINA Wrongfully Denied Long-Term Disability Benefits to Engineer Suffering Cognitive Impairment Following COVID-19 Vaccination
In Doe v. Life Insurance Company of North America, No. 24-CV-00859-NW, 2026 WL 125617 (N.D. Cal. Jan. 16, 2026), the Northern District of California ruled in favor of a mechanical…
Roberts Disability Law Blog
Court Upholds Unum’s Denial of Long-Term Disability Benefits for River Pilot Claiming Long COVID Disability
In Hans v. Unum Life Insurance Company of America, No. CV 25-3595, 2026 WL 116487 (E.D. Pa. Jan. 15, 2026), the U.S. District Court for the Eastern District of Pennsylvania…
Roberts Disability Law Blog
District Court Holds Insurer Did Not Abuse Discretion in Terminating LTD Benefits Based on Medical File Review, Activity Evidence, and Independent Physician Opinions
In Sramek v. United Of Omaha Life Insurance Company, et al., No. 1:25-CV-00576-MSN-LRV, 2026 WL 81903 (E.D. Va. Jan. 12, 2026), the Eastern District of Virginia upheld an insurer’s termination…
Roberts Disability Law Blog
District Court Upholds Hartford’s Termination of Long-Term Disability Benefits Under “Any Occupation” Standard
In Portier v. Hartford Life And Accident Insurance Company, No. CV 24-1717, 2026 WL 45078 (E.D. La. Jan. 7, 2026), the United States District Court for the Eastern District of…
Roberts Disability Law Blog
Court Allows ERISA Claims Based on Long-Term Disability Premium Collection Without Evidence of Insurability
In two closely related decisions issued the same day, the U.S. District Court for the Western District of Washington denied motions to dismiss filed by both an employer and its…
Roberts Disability Law Blog
District of New Jersey Affirms Narrow Scope of ERISA Discovery, Holds Prior STD Claim File Is Not Part of LTD Administrative Record
In Stallman v. First Unum Life Insurance Company, et al, No. CV 23-20975 (JXN)(LDW), 2025 WL 3749611 (D.N.J. Dec. 29, 2025), the United States District Court for the District of…