Topic
mortgage industry
27 published works
About Conveyancing
Beyond the Bank Statement: Navigating the “Originating Funds” Trap in the UKF Handbook
By Simon Seaton
In the mortgage industry, the UK Finance Lenders’ Handbook is the “Bible” for conveyancers. Section 5.13.1 specifically governs how solicitors must handle the balance of the purchase price, essentially, where…
Consumer Finance Monitor
Trump signs ‘trigger leads’ bill
President Trump has signed a bill that would restrict the use of “trigger leads” in the mortgage industry. The legislation will become effective on March 4, 2026. We previously reported…
Consumer Finance Monitor
Congress Passes Legislation to Help Protect Veterans from Foreclosure by Reauthorizing Partial Claims with VA Home Loans
The U.S. Senate recently passed H.R. 1815, the VA Home Loan Program Reform Act, to reauthorize partial claims with U.S. Department of Veterans Affairs (VA) guaranteed home loans. The U.S.…
Consumer Finance Monitor
House Financial Services Committee approves ‘trigger leads’ bill
By Richard J. Andreano, Jr., John D. Socknat
The House Financial Services Committee has approved a bill that would restrict the use of “trigger leads” in the mortgage industry. The committee approved H.R. 2808, the Homebuyers Privacy Protection…
Financial Services Perspectives
FHA Makes Rule Changes for Branch Registration
By Joe Wilson
Based upon “the mortgage industry's evolution over time, the advancement of technology, and due to no longer needing to maintain several branch offices to conduct FHA business nationwide,” the FHA…
Free Writings + Perspectives
2023 Mortgage & Housing Summit
Webinar: September 18, 2023 1:00-3:00 p.m. ET Join Mayer Brown and the Mortgage Bankers Association for brief discussions and updates on market developments, the M&A environment, the effect of the…
Antitrust Law Blog
FTC Seeks to Block Deal Between Top Mortgage Loan Technology Providers
By Moorari Shah, A.J. Dhaliwal, Jake Walker
On March 9, the FTC unanimously voted to block the proposed merger between the nation’s largest provider of home mortgage loan origination systems (LOS) and other key lender software tools,…
Consumer Financial Services Review
RESPA Hot Topics: Marketing Alliances in a Competitive Mortgage Market
By Holly Spencer Bunting, Kerri Webb
High rates and a steep reduction in mortgage refinance applications have created stiff competition for the origination of purchase-money mortgages. Settlement service providers often seek creative strategic alliances to help…
Finance & Bankruptcy Law Blog
More Trouble Ahead for the Mortgage Industry If Ginnie Mae’s Risk-Based Capital Requirements Take Effect
The new Ginnie Mae issuer financial requirements, first published on August 17, 2022 in APM 22-09 by joint announcement with the Federal Housing Finance Agency[1], are scheduled to take effect…
eDiscovery Today Blog
Here’s a Mortgage Industry Compliance Regulations Overview: Compliance Trends
By Doug Austin
This week, Jim Gill of Hanzo goes industry specific with a mortgage industry compliance regulations overview, which is good to know if you’re a mortgage company or a client of…