Topic
Mortgage Refinancing
25 published works
Canadian Lawyer Mag
Mortgage refinancing is getting more complex, and legal oversight can help
Lawyers can provide needed oversight without sacrificing efficiency
Consumer Finance Monitor
OCC Enters Into Consent Order with Savings Bank Over VA Mortgage Refinance Loan Practices
By Richard J. Andreano, Jr., John L. Culhane, Jr.
The Office of the Comptroller of the Currency (OCC) recently entered into a consent order with The Federal Savings Bank in Chicago, Illinois (Bank) to settle allegations of false or…
Gravel2Gavel
Real Estate & Construction News Roundup (2/19/25) – An Embrace of AI, A Squeeze on Construction and a Jump in Mortgage Refinance Demand
By Pillsbury's Construction And Real Estate Law Team
by Pillsbury's Construction & Real Estate Law Team In our latest roundup, tech giants invest in new data centers, senators introduce bill aimed at price-setting algorithms, DoD stops PLA requirements,…
Lauren Jackson Law Blog
How to refinance real estate that is owned by a trust?
A very common estate planning practice is to draft a trust and title your real estate in the name of the trust. This practice lets the trust “own” your real…
Consumer Finance Monitor
CFPB’s Chopra: government must tackle spiraling refinance, homeowners’ insurance costs
By Richard J. Andreano, Jr., Reid F. Herlihy
As interest rates drop, the CFPB is exploring ways to streamline mortgage rules to make the refinancing process easier and closing costs less expensive, Director Rohit Chopra said at a…
Consumer Finance Monitor
CFPB Releases Study of Refinance Mortgage Loans Between 2013 and 2023
The CFPB recently released results of a study of residential mortgage refinance loans from the first quarter of 2013 to the first quarter of 2023, focusing on differences between cash-out…
Pennsylvania Family Law
Don’t Let Your Indecision Drive Your Divorce.
One of the pleasures of writing this column is interaction with folks in the legal community. I hear with some frequency from an attorney in California. This morning he responded…
Pennsylvania Family Law
Is It Time to Re-think Mortgage Refinance on Divorce?
For the entirety of this lawyer’s career, it was universally accepted that if one spouse was going to keep the marital residence, that property needed to be refinanced so that…
Consumer Finance Monitor
CFPB Issues RFI on Mortgage Refinances and Forbearances
The CFPB recently issued a Request for Information Regarding Mortgage Refinances and Forbearances (RFI) Comments on the RFI will be due 60 days after publication in the Federal Register. In…
Consumer Finance Monitor
FHFA Eliminates Adverse Market Refinance Fee
The Federal Housing Financing Agency (FHFA) announced on July 16, 2021 that effective August 1, 2021 it is eliminating the 50 basis point Adverse Market Refinance Fee for refinance mortgage…