Topic
Policy Interpretation
36 published works
Policyholder Pulse
AI and Insurance Policy Interpretation After Snell v. United Specialty: What Policyholders Need to Know
By Tamara D. Bruno, Shareen Sarwar
“I continue to believe—perhaps more so with each interaction—that LLMs have something to contribute to the ordinary-meaning endeavor. They’re not perfect, and challenges remain, but it would be myopic to…
Insurance Law Hawaii
Southwest Airlines Successfully Obtains Clarification on Cyber Policy
After the insurer denied coverage for a massive computer outage, the insured prevailed on a motion for summary judgment seeking an interpretation of the cyber policy. Southwest Airlines Co. v.…
It Pays to Be Covered TM
Comma Drama: How Tiny Punctuation Choices Can Swing Entire Coverage Battles
By Deke Shearon
Insurance coverage disputes often rise or fall on sweeping questions — trigger theories, allocation frameworks, priority of coverage. But sometimes the battle comes down to something dramatically smaller: a comma.…
The D&O Diary
Does the Word “The” Change an Exclusion’s Meaning?
Insurance practitioners know that policy language matters. Insurance coverage advocates are also well aware that the application of the canons of construction can significantly affect contested coverage matters. These two…
Zalma on Insurance
Plain Language of Policy Enforced
By Barry Zalma
No Coverage if Home Vacant for More Than 60 Days Failure to Respond To Counterclaim is an Admission of All Allegations Post 5085 See the full video at https://rumble.com/v6u04o7-plain-language-of-policy-enforced.html and…
The Policyholder Perspective
Court of Appeal clarity on CAR policy interpretation: Sky v Riverstone [2024]
In its judgment in Sky UK Ltd v Riverstone Managing Agency Ltd [2024] EWCA Civ 1567 the Court of Appeal has provided welcome clarification on several key issues relating to…
The Policyholder Perspective
ECB USA v. Chubb: How the use of linguistics in insurance coverage disputes creates risks and uncertainty for corporate policyholders
By Garrett Nemeroff, R. Hugh Lumpkin
Introduction The Eleventh Circuit Court of Appeals’ recent decision in ECB USA, Inc. v. Chubb provides several important lessons for corporate policyholders faced with potential coverage issues arising from their…
It Pays to Be Covered™
One Phrase, Multiple Interpretations – How Your Scope of Cyber Coverage Can Vary Depending on Your Jurisdiction
By G. Benjamin Milam, Aaron Campbell
Do you know what your insurance covers? This is a deceptively simple question — risk managers rightfully expect to know the scope of their coverages when they build their insurance…
Zalma on Insurance
Unambiguous Policy Terms Must Be Applied
By Barry Zalma
Coverage Excluded Cannot be Changed to Coverage Provided See the full video at https://rumble.com/v3y6ehn-unambiguous-policy-terms-must-be-applied.html and at https://youtu.be/3RbjqMeW_pE An insurance coverage dispute that involved a commercial insurance policy (“the Policy”) that…
Property Insurance Coverage Law Blog
Does Utah Follow the Efficient Proximate Causation Rule for Insurance Policy Interpretation?
By Chip Merlin
Jen Silver owns a roofing business and is a business educator to restoration contractors and roofers. She asked whether Utah follows the efficient proximate causation rule for insurance policy interpretation after…