Topic
Property Damage
413 published works
Insurance Law Hawaii
Unclear Sublimits Inapplicable to Superstorm Sandy Damage
The Supreme Court of New Jersey found the policies' sublimits were not applicable to reduce coverage for property damage caused by Superstorm Sandy. N.J. Transit Corp. v. Certain…
Texas Bar Blog
TexasBarCLE offering free webcast on claims from freezes, power outages, broken pipes
On March 4, noon - 1 p.m. CST, TexasBarCLE and the State Bar of Texas Insurance Law Section will broadcast a free CLE discussion on claims arising from the recent…
Zalma on Insurance
A Four Part Video Explaining How to Deal With Catastrophes Like the Polar Vortex
By Barry Zalma
How to Deal With The Polar Vortex & Other Catastrophes See Part 1 at https://rumble.com/vdzmzx-a-video-explaining-how-to-deal-with-catastrophes-like-the-polar-vortex-part.html and at https://youtu.be/gyF99pbVB-w See Part 2 at https://rumble.com/vdzoct-a-video-explaining-how-to-deal-with-catastrophes-like-the-polar-vortex-part.html and https://youtu.be/c3SOcm5JImg See Part 3 at https://rumble.com/vdzpuf-a-video-explaining-how-to-deal-with-catastrophes-like-the-polar-vortex-part.html…
Ontario Condo Law Blog
Never mind the ballcocks, here’s the shut-off valve
By An Nguyen
Lozano v. TSCC 1765 was one of our Top 10 cases for 2020 because it reaffirmed that a higher negligence threshold is not applicable for s.105 chargebacks. You can read a summary of the case in our newsletter, Condo Alert!, Winter 2020. Lozano’s insurer (who paid the insurance deductible) appealed the…
Property Insurance Coverage Law Blog
Line of Sight Rule for Matching of Undamaged Materials in Iowa
It is not uncommon for a hail or windstorm to cause damage to only one or two sides of a structure, leaving the remaining sides undamaged. Expecting replacement materials to…
Property Insurance Coverage Law Blog
Matching of Damaged Property Topics and United Policyholders Support of Fast and Cost-Effective Resolution of These Issues—Tuesday AT 2 With Chip Merlin
By Chip Merlin
Matching of damaged parts of a building is nothing new. This “Give Me Your Walls” episode from the classic Dick Van Dyke Show demonstrates a typical concern most property owners…
Insurance Law Hawaii
Insurer Must Defend Despite Exclusions k (5) and (6)
Resolving a dispute on whether damage was limited to "that particular part of real property," the court found in favor of the insured for purposes of defending the…
Property Insurance Coverage Law Blog
Claim Denial Reason: Did the Insurance Company Show Their Work?
Insurance companies owe their insureds a duty to fully and fairly investigate a property loss, which includes a comprehensive inspection to identify all damages associated to the claim. Unfortunately, insurance…
Property Insurance Coverage Law Blog
Hurricane Maria’s Third Anniversary – What Have We Learned?
September 20, 2020, marked Hurricane Maria’s third anniversary of devastating the island of Puerto Rico. Since then, policyholders have overcome many obstacles, but many are still struggling with property damages…
Zalma on Insurance
A Video Explaining the Trigger of Coverage Concerning Property Damage
By Barry Zalma
Trigger of Coverage The term “trigger of coverage” means “what event must occur for potential coverage to commence under the terms of the insurance policy” and “what must take place…