My client’s home was damaged by fire in 2010. At the time of the fire she was insured with Citizens Property for her homeowners insurance. Citizens sent out an estimator who initially estimated the damages for approximately $40,000. My client’s contractor estimated that the damage was approximately $130,000. Citizens later sent an additional check for another $40,000.
My client hired me today to help her with the claim. Today, I filed a lawsuit against Citizens for breach of the insurance policy for failing to properly pay for the fire damages.
My client has been out of her house for nearly a year now, and there is no way she could afford to hire me by the hour. So, my deal with her is simple. As with most of my insurance cases, if I am successful Citizens will be required to pay my fees and costs, and if I lose, I’ll work for free.