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    Punitive damages that were reduced by the trial court to $1 million fro $4 million were affirmed by the appellate court. Mazik v. Geico Gen. Ins. Co., 2019 Cal. App LEXIS 454 (Cal. Ct. App. May 17, 2019).      Mazik was injured in a serious auto accident. He was diagnosed with a “grossly comminuted fracture of the left calcaneus,” i.e., heel bone. Mazik’s expert at trial described the injury to the heel as…
 Zalma’s Insurance Fraud Letter    Zalma’s Insurance Fraud Letter, Volume 23, No. 12 Some of the articles you can read in this issue of ZIFL follow:  Liar, Liar, Pants on Fire You Can’t Commit a little Fraud any more than you can be a Little Dead Insurance policies invariably exclude coverage for an insured that commits a fraud in the presentation of a claim. When a person has a legitimate claim but attempts to…
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Insurers have recently argued that environmental property damage claims for “closure” costs arising out of historic pollution are not covered, because the claimed damages are just “ordinary costs of doing business.” Policyholders should strongly resist denials based on this argument, which is unsupported custom and practice in the insurance industry and contradicts the terms of standard-form third-party liability policies, applicable environmental laws, and insurance law in nearly all jurisdictions. Manufacturing companies with long operating histories…