Insurers Frustrated by Lack of Prosecution for Insurance Fraud Proactively Sue Chiropractors they Claim Defrauded the Insurers Insurers, victims of insurance fraud, see little or no prosecution of those who defraud them. State Farm, not willing to wait, proactively sued defendants James Marshall, D.C. and Marshall Chiropractic, LLC (collectively “Defendants”) for fraud. After discovery was completed the Chiropractors moved for summary judgment seeking dismissal of State Farm’s suit. In State Farm Guaranty Insurance Company, and…
A Video About Selecting and Working With Counsel See the full video at https://www.rumble.com/zalma and https://youtu.be/dTu6XuH6vHs In instances where insurance claims may entail litigation, insurers must move quickly to engage counsel. When an attorney is retained to defend a person insured, the fact should be documented in writing by the attorney, the adjuster, and the insured who is to be defended. Before an insurer retains an attorney to represent an insured to defend an…
A Video Explaining Evaluation & Settlement See the full video at https://youtu.be/OV06h8SdKIU and at https://www.rumble.com/zalma Case evaluation is necessary to the efficient operation of a third party liability claims department. The evaluation should be completed as soon as reasonably practical after the completion of a thorough investigation. A quick resolution and payment of the claim will result in a lower amount of settlement with the claimant and lower expenses incurred by the insurer. It should…
Warranty Statute Does Not Apply to an Exclusion Steven Kutchera bought a homeowners policy from defendant State Farm Fire and Casualty Company. In 2020, Kutchera submitted a claim to State Farm under that policy, alleging that his garage collapsed because of the weight of ice and snow on the roof. State Farm denied the claim on the ground that Kutchera had been using the garage for business purposes, so it was excluded from coverage. In…
A Video About the Birth & Growth of the Tort of Bad Faith See the full video at https://rumble.com/zalma and at https://youtu.be/RMk_et9UDZ4 Fletcher v. Western Life In Fletcher v. Western Life Ins. Co., 10 Cal. App. 3d 376, 89 Cal. Rptr. 78 (1970), the plaintiff, Fletcher was, at the time of trial, a 41-year-old father of 8 children, seven of whom were still in school. Defendants’ conduct was premeditated, continuous and persistent (citation) and defendant…