Insurance

Key Points

  • California’s Senate Bill 354 enacted the California Insurance Information and Privacy Protection Act (CIIPPA), replacing the original Insurance Information and Privacy Protection Act and becoming operative July 1, 2028.
  • The CIIPPA applies to insurance department licensees, surplus line

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The insured’s suit against the broker alleging insufficient coverage was dismissed as untimely. Elite Rental Properties, LLC, et al. v. Nautilus Ins. Co., et al., 2026 La. App. LEXIS 1704 (Aug. 26, 2026).

Elite retained Southern General Agency (SGA) and…

Key Points

  • California’s Senate Bill 354 enacted the California Insurance Information and Privacy Protection Act (CIIPPA), replacing the original Insurance Information and Privacy Protection Act and becoming operative July 1, 2028.
  • The CIIPPA applies to insurance department licensees, surplus line

…

Many people buy permanent coverage without fully understanding its complexity. Unfortunately, hidden risk and expiration dates in the fine print leave families unprotected when they need coverage most.

Features like term riders, conversion traps, and premium hikes can all create…