A dismissed bankruptcy is a bankruptcy case that
is no longer active and was not completed. Essentially, a dismissed bankruptcy
is a case that was thrown out by the judge. This usually happens because you
did not comply with what the bankruptcy court asked you to do. Generally, this
could mean that you did not attend your 341 meeting or that you did not provide
the required documents to the Trustee. A bankruptcy case could also be
dismissed if you did not take your credit counseling courses. If you filed a chapter
13 case, your case could have been dismissed if you failed to make your chapter
13 plan payments to the Trustee each month, if you failed to provide your tax
return each year, or if you did not turn over your tax refund each year.
If your bankruptcy case is dismissed, this means
that you go back to start on your debts and any other issues that were in place
before your case started. For example, if you had a foreclosure sale pending,
that case will be able to start back up again. The credit card debt you had
before the case started – you will still owe it. Your financial situation will
be as if the bankruptcy case never happened.
If you receive a motion to dismiss or a notice of
dismissal of your bankruptcy case, reach out to an experienced bankruptcy
attorney as soon as possible. There may be options for you to save your
bankruptcy case and to fix any errors your case may have had.